Stake
Member
The encryption shouldn't interfere with adding cards outside the beta. I had the same issue with encryption and Samsung wasn't aware of the issue when I contacted them. I was able to remove my Citibank card and add it back while my phone was encrypted. I still can't add my Amex for whatever reason. I even called Amex and they bounced me between different support groups on Friday. I'm going to have to give them another call since this is the official launch day.