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  1. Abhinav Kochhar's Avatar
    May be your card is registered for android pay as well and that's causing some security issues leading to declined transactions?
    11-14-2015 11:06 PM
  2. r56mcs's Avatar
    At Houston airport sandwich shop, they refused to take Samsung pay. They didn't want to even try it. They asked for a plastic card.
    Some people are just too far behind the technology
    Matt Behnken likes this.
    11-15-2015 12:20 PM
  3. Abhinav Kochhar's Avatar
    This should be reported to samsung support. They should not refuse it.
    11-15-2015 01:09 PM
  4. jonesyvoor's Avatar
    After a few dozen successful attempts I had a couple stumbles over the weekend.

    I tried to use it at Chick Fil a on Friday and the system didn't recognize it at all.

    I also attempted to use it yesterday and today at Lowe's and both times the reader said there was an error reading the card.

    I had to get another similar item at Home Depot right after and it worked fine there.

    I also used it at the Under Armour outlet store where the clerk said "did you just pay with your phone?? That's so cool!"

    He had a Samsung phone and wasn't aware. He then asked me which bank cards you could use etc.

    Posted via the Android Central App
    20blks, deibid and Matt Behnken like this.
    11-15-2015 01:21 PM
  5. Abhinav Kochhar's Avatar
    This is strange. I guess there are different sweet spots on different terminals which one has to remember.
    11-15-2015 07:46 PM
  6. Matt Behnken's Avatar
    After a few dozen successful attempts I had a couple stumbles over the weekend.

    I tried to use it at Chick Fil a on Friday and the system didn't recognize it at all.

    I also attempted to use it yesterday and today at Lowe's and both times the reader said there was an error reading the card.

    I had to get another similar item at Home Depot right after and it worked fine there.

    I also used it at the Under Armour outlet store where the clerk said "did you just pay with your phone?? That's so cool!"

    He had a Samsung phone and wasn't aware. He then asked me which bank cards you could use etc.

    Posted via the Android Central App
    Chk fil a offers mobile payments through their own app. So we know their pos terminals are newer. Im suprised it didnt work there. Unless samsung is atheist or something.

    Edit: There was a post from 4 days before this post by NATHAN INNOCENT where it worked at chick fil a.

    Posted via the Android Central App
    11-15-2015 08:43 PM
  7. hysonmb's Avatar
    I've had two places decline my debit transactions, Dash-in and 7-11. Both have chip enabled terminals and both worked with my not-yet-chipped BoA credit card using Samsung Pay. Hopefully they do something about this soon otherwise the cool new tech will quickly become useless.
    11-16-2015 07:52 AM
  8. Nathan Innocent's Avatar
    Has anyone solved the 7-11 issue. I haven't tried it recently. I see that people keep getting declined for their transactions.
    11-16-2015 08:45 AM
  9. Jpeezy33's Avatar
    Has anyone solved the 7-11 issue. I haven't tried it recently. I see that people keep getting declined for their transactions.
    Hey guys I posted this response before but I'll post it again. When it comes to 711 it will always decline for some reason as debit. This is their system fault not samsung. With that being said when debit pops up hit the red cancel button and select it as credit. That will work. I tested it out at numerous 711 stores and the debit always decline but the credit part works. It'll work 100% as credit. Let me know if u guys had success when u changed it to credit.
    Nathan Innocent and lqdsun like this.
    11-16-2015 12:43 PM
  10. ttrain68's Avatar
    Its worked everywhere that it is supposed to so far though it was a bit finicky at office max last night but after the third try it went though. The cashiers are far more of a hindrance then anything else as they are skeptical at best.
    Matt Behnken likes this.
    11-16-2015 12:57 PM
  11. hysonmb's Avatar
    Hey guys I posted this response before but I'll post it again. When it comes to 711 it will always decline for some reason as debit. This is their system fault not samsung. With that being said when debit pops up hit the red cancel button and select it as credit. That will work. I tested it out at numerous 711 stores and the debit always decline but the credit part works. It'll work 100% as credit. Let me know if u guys had success when u changed it to credit.
    I'll have to try this. Does it work even if your card is specifically branded as a debit card? That's what mine is with Bank of America.
    Jpeezy33 likes this.
    11-16-2015 01:49 PM
  12. lqdsun's Avatar
    Ever since Samsung Pays update, my BofA debit cards are declined. Walmart, Target, Walgreens. I used jpeezy33 suggestion. Payments have now been successful selecting CREDIT. Thanks jpeezy33.

    Posted via the Android Central App
    Jpeezy33 likes this.
    11-16-2015 03:53 PM
  13. Jpeezy33's Avatar
    So your card can't be used as credit at any point anywhere? If it can be used as credit at all then it'll work. If it's only a debit card without a visa logo then only debit but I thought all cards nowadays had logo on them but I might be wrong on that.
    Matt Behnken likes this.
    11-16-2015 09:14 PM
  14. Jpeezy33's Avatar
    No worries my man, glad I could help u. With that being said for walmart,target Walgreens I use them as debit amd no problems, next time when u do it try it a second time but this time have the phone in a different spot maybe little higher up or lower and see what happens if that doesn't work then go back to credit.

    On a side note I used my card today and got invalid key then I just moved it to a different spot and it worked I mean it worked in 2secs
    Matt Behnken likes this.
    11-16-2015 09:18 PM
  15. lqdsun's Avatar
    So your card can't be used as credit at any point anywhere? If it can be used as credit at all then it'll work. If it's only a debit card without a visa logo then only debit but I thought all cards nowadays had logo on them but I might be wrong on that.
    i apologize for the miss communication. My debit cards (with the Visa logo) will only work as credit. I need to hit cancel when prompted for the pin, select credit, then it works fine. Thanks again for the suggestion.
    Jpeezy33 likes this.
    11-16-2015 10:46 PM
  16. Mr_Bugman's Avatar
    I got a read error at Lowe's today. Tried 4 times. It just kept saying read error on the cashier's screen. Never made it far enough to select payment type or anything.

    I see someone else above mentioned Lowe's. Anyone had success there?

    Posted via the Android Central App
    11-17-2015 01:07 AM
  17. tim242's Avatar
    I use Android Pay for NFC payments, Samsung Pay for others. Samsung Pay works every time at Walmart, Target, and Kroger. I use a B of A credit card on both, and have no problems. I also use a Citi Card on both with no problems. I haven't carried a wallet in 2 years. I carried two cards and my license loose in my front pocket. Now, I just carry my license, and one backup card. If I were to run into an issue with using my phone, I would not sweat it. I will just pull out my backup from my front pocket. As it stands now, I haven't swiped or inserted a card in almost 2 months.
    11-17-2015 02:19 AM
  18. Matt Behnken's Avatar
    I use Android Pay for NFC payments, Samsung Pay for others. Samsung Pay works every time at Walmart, Target, and Kroger. I use a B of A credit card on both, and have no problems. I also use a Citi Card on both with no problems. I haven't carried a wallet in 2 years. I carried two cards and my license loose in my front pocket. Now, I just carry my license, and one backup card. If I were to run into an issue with using my phone, I would not sweat it. I will just pull out my backup from my front pocket. As it stands now, I haven't swiped or inserted a card in almost 2 months.
    I carry my id and backup debit card in my phone case wallet. It only hold 2 cards. Samsung wallet case ftw. I use beep and go to store my other cards for reference like health id, memberships, cosco, etc.

    Posted via the Android Central App
    11-17-2015 02:22 AM
  19. Jpeezy33's Avatar
    Wish I had a mini cam for my interactions with Samsung Pay. I used it at Arby's last night and literally the whole front line staff came over and watched and said it won't work,we don't have that and beep there it went. The manager was like I have that on my phone but it doesn't work. I said what do u have Apple? She said yep and I said that why lol. Then I explained it all to them of why it worked and the security of it.priceless got 2 free pumpkin spice shakes lol
    11-18-2015 08:24 AM
  20. Abhinav Kochhar's Avatar
    Worth sharing on social media
    Matt Behnken likes this.
    11-18-2015 09:00 AM
  21. deibid's Avatar
    I use Android Pay for NFC payments, Samsung Pay for others. Samsung Pay works every time at Walmart, Target, and Kroger. I use a B of A credit card on both, and have no problems. I also use a Citi Card on both with no problems. I haven't carried a wallet in 2 years. I carried two cards and my license loose in my front pocket. Now, I just carry my license, and one backup card. If I were to run into an issue with using my phone, I would not sweat it. I will just pull out my backup from my front pocket. As it stands now, I haven't swiped or inserted a card in almost 2 months.
    Wait, you can use Samsung Pay for NFC too, right?
    11-18-2015 10:28 AM
  22. Jpeezy33's Avatar
    Yea u can use samsung pay as NFC and as mst. I only use samsung pay and not android pay. I heard some people have issues when they have both setup but I heard others don't. BOA is pushing android pay with their cards but I'm like why use that when I can just use samsung pay as NFC the same way android pay or apple pay works. The only places that peole use the NFC are the ones where your bank isn't supported by samsung pay.
    deibid likes this.
    11-18-2015 11:25 AM
  23. hysonmb's Avatar
    Thanks for the suggestion to go with credit instead of debit at terminals that deny BoA Debit cards Jpeezy33! I hit 7-11 this afternoon and the first try got rejected. I hit it again, changed to credit, transaction went through. Hopefully they don't address this loophole anytime soon!
    Jpeezy33 likes this.
    11-18-2015 05:29 PM
  24. Jpeezy33's Avatar
    Some people say that you have to wait on cashier to select debit or credit or even pay with card for transactions to work. This is not the case 100% of the time. I have used samsung pay before where I used it before they inputted the price. Try this the next time u r at a self checkout after u scan your first item go and use samsung pay and then after you are done with transaction see what happens. I did this at Arby's where I have to scan it first then they inputted the price.

    For the person who got error at Lowe's did u try different spot on the machine, and also ensure it is close if not tapping the machine as well as having the back of the phone facing the cc swipe. Just little tups that might work.
    damink23 and Matt Behnken like this.
    11-18-2015 11:23 PM
  25. Jpeezy33's Avatar
    The reader error is that u should move the phone to different location a little up or down. That has happened to me b4 and that what I did to make it work.
    11-18-2015 11:25 PM
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