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  1. Jpeezy33's Avatar
    Also I have BOA and I never get the pop up receipt when I use the debit card as credit but when. I use the BOA credit card I get the notification. But they still show up in my activity when viewing my transactions

    Posted via the Android Central App
    11-26-2015 07:37 AM
  2. Jpeezy33's Avatar
    I just notice that chase cards give you a nice little check mark once the payment goes through. I don't know if other cards have this feature
    Yo 20, I have noticed that with my BOA transactions but it only does this when ihave the sound on so not vibrate or silence. Which is weird u would think it would appear regardless what mode it's in.

    Posted via the Android Central App
    11-26-2015 07:42 AM
  3. Jpeezy33's Avatar
    Just tried SPay at a location that didn't work. I tried it last week (without success) at this store and just tried it again today. I have had great success with SPay in most stores, but no dice with this one.

    The store recently installed new terminals to support Apple Pay specifically (according to the cashier). I used S-Pay by holding my phone over the card swiping portion of the terminal and moving it up and down slowly. In hindsight, I'm wondering if I should have just held the phone over the NFC reception portion of the terminal. I recall reading that every terminal that supports Apple Pay should also support Android NFC payments. Does anyone know if that's actually true? Next trip, I'll try just hovering over the terminal's NFC area.

    I don't know if the location will be helpful to very many people since it was a local market (unless you live in the RTP, NC area), but it was the Grand Asia Market.
    First of all shout out to apex nc. But I think all nfc is for everyone nfc product I believe but I could be wrong, I seen at bestbuy their nfc pad has apple pay,android pay and samsung pay on it. Is it getting any type of reading at all when u try is as mst? Also is the reader on your side? Do they have to input the price before hand or select what type of payment. I have not had an experience where the MST did not register, it may have not worked in the end but it read it.

    Posted via the Android Central App
    11-26-2015 07:48 AM
  4. Jpeezy33's Avatar
    Works nowhere for me as they don't support ANY (7) of my cards.
    What are your situations, by stating it doesn't work can't help us ya know, I mean is it even registering, have u tried nfc break it down for us. Oh wait u said none of your cards supported. Disregard this post

    Posted via the Android Central App
    11-26-2015 07:49 AM
  5. Jpeezy33's Avatar
    That's good that is working great for u as well as for others. I created this thread because there are people who can't seem to get it to work for some reason as well as instances in which the store system will not accept it as debit but as credit. Holding it incorrectly, I have 99.9% success rate. I have helped some people in here figure things out as well as others helping other people out. Also there may be bank related issues that pose problems for people. There are placed in which the system may work before and then not. This thread helps also with the confidence with using it in front of people and not being embedded if it didn't work but also the great reactions of cashiers when it does.

    Thanks for your post look at other post in here and if you can add input to help others feel free. We are all in same boat.

    Posted via the Android Central App
    11-26-2015 08:15 AM
  6. 20blks's Avatar
    I must say, it's been perfect with my chase card so far. Doesn't matter if it's debit or credit. May have helped that I removed all my cards from Android pay
    Abhinav Kochhar likes this.
    11-26-2015 09:13 AM
  7. Nathan Innocent's Avatar
    Samsung Pay has been going great JPeezy. It's just Chipotle being the pain in the rear when it comes to cards. Other than that, I can't complain about Samsung Pay. My opinion is that SPay is one of the best five features on this phone.
    11-26-2015 09:38 AM
  8. Nathan Innocent's Avatar
    Just tell them "promise you it works just put it in as a (enter card type here)"

    Posted via the Android Central App
    I told them that but they can't comprehend when I tell them that. I told the cashier "May you please press Mastercard and I will pay with my phone". She presses it but once I put my card over she's like "I need the physical card". I assured to her that it will work but she said "Physical card or I will refuse you".
    11-26-2015 09:40 AM
  9. samrov44's Avatar
    I told them that but they can't comprehend when I tell them that. I told the cashier "May you please press Mastercard and I will pay with my phone". She presses it but once I put my card over she's like "I need the physical card". I assured to her that it will work but she said "Physical card or I will refuse you".
    They shouldn't be doing that. Report that to Samsung pay and I'd also ask for the manager and explain to them that it's a form of legal tender.

    Posted via the Android Central App
    markbc likes this.
    11-26-2015 10:19 AM
  10. Nathan Innocent's Avatar
    That's what I was thinking of. She's like "I need the physical card because we don't have the register that extends out to the customer". She was trying to say like the ones that you can swipe the card. I knew it was bs because I have used it at many merchants that press it for me and I hold it. I used it at a Smashburger and asked the person to do it and it works. Chipotle workers in my area aren't logical about mobile payments and there's no point persuading them anymore in my area.
    11-26-2015 10:37 AM
  11. averypa's Avatar
    Okay, so NFC is working on my debit card and my credit card, but using MST only works on the credit card. It'll read my debit card, but it always declines it- I've tried running it as debit and credit with the same result. My bank has no suggestions, and neither does Samsung Pay. It is a joint account, so. I'm going to have the other owner try using SPay with their debit card and will report the results - I'm stumped so far. If anyone else has had a similar situation please let me know!

    Posted via the Android Central App
    11-26-2015 12:30 PM
  12. James8561's Avatar
    @romeobob2

    Don't hold the phone near the NFC pad --try placing ("hovering," not swiping) the phone where the old fashioned slot for credit cards is on the side of the machine.
    The signal is not that strong and won't hit the card strip reader if you hold it up by the Apple Pay receiver.

    Also, while Apple Pay is NFC, I don't think it works for Samsung Pay or even Android Pay. I think (but am not sure) that Apple Pay is proprietary.
    NFC payment isn't proprietary. Apple pay, Android pay, Samsung pay all use NFC. Samsung pay just has a 2nd tech, MST, that allows it to work at places without NFC reader
    markbc likes this.
    11-26-2015 12:52 PM
  13. Nathan Innocent's Avatar
    Okay, so NFC is working on my debit card and my credit card, but using MST only works on the credit card. It'll read my debit card, but it always declines it- I've tried running it as debit and credit with the same result. My bank has no suggestions, and neither does Samsung Pay. It is a joint account, so. I'm going to have the other owner try using SPay with their debit card and will report the results - I'm stumped so far. If anyone else has had a similar situation please let me know!

    Posted via the Android Central App
    Well I only have one card on my Samsung Pay so you could take my advice with a grain of salt. Go ahead with the idea you had and tell us what happens. If the problem is to persist, delete the card off your phone. Check if there is a Samsung Pay update if yours isn't up to date. Clear the cache off the app and then re-add the card. IF the problem continues after all of this, then I suggest calling the Samsung Pay number. I used to have the number but I forgot it. I hope you can get your debit card back up and running on the app.
    11-26-2015 02:43 PM
  14. hairball45's Avatar
    I installed Samsung Pay the same day that support for Chase Bank was announced. I set it up and succeeded in using it exactly one time. The biggest drawback to me was the forced use of the fingerprint lock. It took three, four, five times to open the phone. It wasn't just to use Spray, but every time I opened the phone. All of that is and was a great deal more fiddling around than just pulling my card out of my wallet. Given the fact that I still have to carry a billfold for things like a driver's license and other identification, membership cards and the like, the wallet isn't going anywhere soon. Paying with my phone is just a novelty (no, was a novelty), so it's gone now.
    11-26-2015 11:03 PM
  15. Matt Behnken's Avatar
    ya, i use the wallet case which holds 2 cards - Drivers license and Debit card as backup then save other cards through beep and go like health ids and such. The "wallet" will not die until digital ID's are put into law Also, my fingerprint scanner works instantly, on the first try 99% of the time. And I have trusted locations so I don't have to fingerprint all the time like home, and trusted bluetooth devices like car for the same reason.
    Jpeezy33, 20blks and markbc like this.
    11-26-2015 11:07 PM
  16. MrC05's Avatar
    I went to Sears here in my city and it didn't work. I didn't think to use Android Pay. It also failed me at Toy's R US. I held my phone up to the strip and it wouldn't go through still. I think it depends on the equipment and software the store is using also.
    11-27-2015 06:20 AM
  17. 20blks's Avatar
    I installed Samsung Pay the same day that support for Chase Bank was announced. I set it up and succeeded in using it exactly one time. The biggest drawback to me was the forced use of the fingerprint lock. It took three, four, five times to open the phone. It wasn't just to use Spray, but every time I opened the phone. All of that is and was a great deal more fiddling around than just pulling my card out of my wallet. Given the fact that I still have to carry a billfold for things like a driver's license and other identification, membership cards and the like, the wallet isn't going anywhere soon. Paying with my phone is just a novelty (no, was a novelty), so it's gone now.
    Most people have no issues using the finger print scanner so mobile payments are convenient for them. It wasn't created to be a hassle, it's supposed to make payments simpler. Sorry it didn't work for you
    11-27-2015 08:05 AM
  18. KMBass's Avatar
    Samsung Pay has worked everywhere I tried it except at an IHOP. They have an unusual card reader built into their cash register and the card slot is very deep and we couldn't find any way to make it work. The cashier was very interested in getting it to work so we tried it several times moving the phone every way possible, but it just would not work. It has worked at many places where the card reader is built into the cash register, but this one was too deep. Otherwise, it has worked everywhere: Target, Walmart, Publix, Walgreens, Rite-Aid, K-Mart, Wendys, Taco Bell, Hardees, Auto Zone, Creative Graphics (a printing company in Lebanon, TN), US Post Office, etc. At first it did take me a few tries to figure out the best way to make the magnetic "sweet spot" do it's magic, but now it is no problem at almost all locations.

    Now I just need an electronic drivers license and I won't have to carry my wallet at all.
    20blks likes this.
    11-27-2015 09:38 AM
  19. Abhinav Kochhar's Avatar
    There is a known issue with lowe's. The first try sends a magnetic sequence that lowe's cannot take. The second try will work. So for the time being the lowe's workaround is to try again.
    11-27-2015 07:56 PM
  20. Abhinav Kochhar's Avatar
    Heb is also a known issue and a fix will be rolled out within a week. That should work fine after that.
    11-27-2015 07:59 PM
  21. Koinod21's Avatar
    It looks like that Samsung Pay transmit different track sequences in 1st and 2nd (blue retry button). At Lowe's I also had success with retry.
    11-27-2015 10:34 PM
  22. Jpeezy33's Avatar
    Hey try this just FYI when u go to ihop put the phone far left of the register reader if u r looking at it. The reader at my ihop is on far left and when i did it there it worked if I put it anywhere else it said invalid.

    Posted via the Android Central App
    11-27-2015 10:48 PM
  23. Jpeezy33's Avatar
    Where r u using Google it as debit

    Posted via the Android Central App
    11-27-2015 10:52 PM
  24. Jpeezy33's Avatar
    Okay, so NFC is working on my debit card and my credit card, but using MST only works on the credit card. It'll read my debit card, but it always declines it- I've tried running it as debit and credit with the same result. My bank has no suggestions, and neither does Samsung Pay. It is a joint account, so. I'm going to have the other owner try using SPay with their debit card and will report the results - I'm stumped so far. If anyone else has had a similar situation please let me know!

    Posted via the Android Central App
    Where r u using it as debit and what bank

    Posted via the Android Central App
    11-27-2015 10:52 PM
  25. MikeYuse0406's Avatar
    I've used it 3 times and Navy Federal Credit Union declined the 4th transaction. Soon after I received a text with a fraud alert. I called them and they fixed it. I've used it 3 times again with success at Pollo Tropical, Walmart, McDonald's.

    Where it was declined it was at Schechers where they have the side to side swipe terminal.

    However, when I was using Android Pay, Navy Federal Credit Union would place a fraud alert on my credit card every 2 to 3 transactions. I had to call everyday to get it fixed.

    So far I'm loving Samsung Pay. I hope Navy Federal stops with the "fraud alert" crap.
    11-28-2015 06:22 AM
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