11-26-2019 01:15 PM
40 12
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  1. Insp_Gadget's Avatar
    It's hard to believe there are still folks out in the retail industry that haven't heard of or seen Samsung Pay in action.

    Case in point: I went and got my car's oil changed the other day. The cashier in this establishment sits behind a glass partition and the old-style magnetic point of sale card reader sits outside for the customer to use. The cashier punches up my purchase and as I go to pay with my phone (a Galaxy Note 10+), she tells me "We don't have that".

    I smile and put the phone to the reader. Of course it processed the transaction just fine. She looked at me as if I had performed a magic trick. "Oh wow! It went through!" As she handed me the maintenance receipt to sign, she asked "What phone is that? Is that the new iPhone?" I tried to hold back my contempt at the thought of carrying an iPhone and simply replied "No, an iPhone can't do this. Do a Google search for Samsung Pay. Unlike Apple Pay, Samsung Pay works almost everywhere." I didn't try to explain the difference between NFC and MST or any of the technology.

    Suffice it to say, at least in the US, the iPhone and Apple Pay still hold the lion's share of people's mindset when it come to mobile payments. So when those people are shown that something else better exists they're completely caught off guard.
    tube517 and Golurk like this.
    11-20-2019 09:16 AM
  2. SpookDroid's Avatar
    Samsung Pay does keep me coming back. Just miss it when I've tried switching.
    Martell545 likes this.
    11-20-2019 09:44 AM
  3. Mike Dee's Avatar
    Samsung Pay does keep me coming back. Just miss it when I've tried switching.
    Too bad it doesn't work on Telegram
    11-20-2019 10:00 AM
  4. Insp_Gadget's Avatar
    Too bad it doesn't work on Telegram
    In what way would you have it work with Telegram? That's a messaging app, right? Do you mean for peer-to-peer money transfers?
    11-20-2019 10:07 AM
  5. Mike Dee's Avatar
    In what way would you have it work with Telegram? That's a messaging app, right? Do you mean for peer-to-peer money transfers?
    Sorry.... Private joke with Spookdroid
    11-20-2019 10:39 AM
  6. SpookDroid's Avatar
    11-20-2019 11:22 AM
  7. Mike Dee's Avatar
    I am being bullied
    Lol
    11-20-2019 11:54 AM
  8. me just saying's Avatar
    yesterday at Walmart, the CSM watching the self checkouts assumed I was using Walmart Pay and was surprised when I got a receipt and cash back.
    11-20-2019 03:01 PM
  9. SpookDroid's Avatar
    My 'they called the cops on me' story will never be topped, but I find it super funny that whenever I pay when I get my haircut, the lady that does my hair still calls everyone else in the salon to watch how I pay with my phone on their regular terminal. And she's seen me do that multiple times, bless her merry heart hehe.
    11-20-2019 03:05 PM
  10. me just saying's Avatar
    My 'they called the cops on me' story will never be topped, but I find it super funny that whenever I pay when I get my haircut, the lady that does my hair still calls everyone else in the salon to watch how I pay with my phone on their regular terminal. And she's seen me do that multiple times, bless her merry heart hehe.
    hard to top the cops getting called :-)
    11-20-2019 03:10 PM
  11. SpookDroid's Avatar
    Yeah, I guess early adoption has a way of getting me in trouble with the law haha (Also had TSA stop me and ask why I was talking to my watch when the Moto 360 came out... and just as with Samsung Pay, people kept asking if it was the mApple Watch when that watch wasn't even out yet. Gotta give it to them, at least in the US, they've made a helluva job 'inventing' all new tech).
    11-20-2019 03:14 PM
  12. Mike Dee's Avatar
    My 'they called the cops on me' story will never be topped, but I find it super funny that whenever I pay when I get my haircut, the lady that does my hair still calls everyone else in the salon to watch how I pay with my phone on their regular terminal. And she's seen me do that multiple times, bless her merry heart hehe.
    I gave the clerks at the Post Office an education in how it works when they told me we don't accept Apple Pay. Lol
    Insp_Gadget likes this.
    11-20-2019 04:58 PM
  13. mustang7757's Avatar
    I gave the clerks at the Post Office an education in how it works when they told me we don't accept Apple Pay. Lol
    Did they tip you
    11-20-2019 05:07 PM
  14. me just saying's Avatar
    anyone remember loopPay? it is the company samsung got mst from. I remember when loopPay first announced their device and had a kickstart for it back in, I think, 2013. I almost got in on it because seemed to be a great little gadget to store your credit card info and use at the register. I don't think they ever got it working properly. I am sure glad samsung bought it and incorporated it into their payment system. One less gadget to carry around :-)

    but think of the responses you would have gotten with it
    11-20-2019 05:50 PM
  15. Mike Dee's Avatar
    Did they tip you
    I asked them to send it to you but they said they were all out of Carrier Pigeons. I then told them that you were a TMobile Carrier Pigeon and that you might be able to pick it up.

    You can't make this stuff up... But I can.

    Samsung Pay is still blowing minds-aa21aogtdoozs.jpg
    SpookDroid likes this.
    11-20-2019 10:45 PM
  16. mustang7757's Avatar
    I asked them to send it to you but they said they were all out of Carrier Pigeons. I then told them that you were a TMobile Carrier Pigeon and that you might be able to pick it up.

    You can't make this stuff up... But I can.

    Click image for larger version. 

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    I was hoping pigeon guided Samsung Pay is still blowing minds-pigeon.jpeg
    11-20-2019 10:53 PM
  17. msm0511's Avatar
    Here's the thing about Samsung Pay. I've used it several times places that tell me you can't pay with mobile. When it works and the rep asks me how I did it I tell them it's Samsung Pay. Often times the rep has told me "Oh I've got Samsung Pay on my phone, but never set it up". Samsung really needs to actually market it in the US if they want people to use it.
    Insp_Gadget likes this.
    11-25-2019 10:49 AM
  18. Mike Dee's Avatar
    Here's the thing about Samsung Pay. I've used it several times places that tell me you can't pay with mobile. When it works and the rep asks me how I did it I tell them it's Samsung Pay. Often times the rep has told me "Oh I've got Samsung Pay on my phone, but never set it up". Samsung really needs to actually market it in the US if they want people to use it.
    It's a shame they are the only ones that can work on almost any terminal. I guess they have a patent on the tech.
    11-25-2019 10:53 AM
  19. Insp_Gadget's Avatar
    It's a shame they are the only ones that can work on almost any terminal. I guess they have a patent on the tech.
    They do. Years ago, they bought LoopPay, the company that invented the Magnetic Secure Transmission (MST) technology that Samsung is using for Samsung Pay. Samsung saw the potential and jumped on it.
    11-25-2019 10:57 AM
  20. msm0511's Avatar
    They do. Years ago, they bought LoopPay, the company that invented the Magnetic Secure Transmission (MST) technology that Samsung is using for Samsung Pay. Samsung saw the potential and jumped on it.
    Yeah, I remember thinking it wasn't a big deal until I actually started using it with my S8+. Everybody assumes it's Apple Pay because Apple advertises Apple Pay a good bit. If Samsung started making commercials for it again I think people might use it more. I still have some cards that don't support Samsung Pay so I still have to carry my wallet for those cards and my drivers license.

    I have one card that supports Samsung Pay that I've had registered on a past device that refuses to work on my Note 10+. The card company says it's provisioned on their end, and has done it several times, but it just won't go through. I have a theory that I've just had the same card registered on too many devices in the past few years between iPhones, Apple Watches, Android, and my Samsung watches, but the reps say that shouldn't be a problem.
    11-25-2019 11:27 AM
  21. Mike Dee's Avatar
    Yeah, I remember thinking it wasn't a big deal until I actually started using it with my S8+. Everybody assumes it's Apple Pay because Apple advertises Apple Pay a good bit. If Samsung started making commercials for it again I think people might use it more. I still have some cards that don't support Samsung Pay so I still have to carry my wallet for those cards and my drivers license.

    I have one card that supports Samsung Pay that I've had registered on a past device that refuses to work on my Note 10+. The card company says it's provisioned on their end, and has done it several times, but it just won't go through. I have a theory that I've just had the same card registered on too many devices in the past few years between iPhones, Apple Watches, Android, and my Samsung watches, but the reps say that shouldn't be a problem.
    I'm only guessing here, but as the tech evolves more to touch recognition technology, we may see magstripes disappear. That may take awhile but I think that's where we are headed.
    11-25-2019 12:32 PM
  22. mustang7757's Avatar
    I'm only guessing here, but as the tech evolves more to touch recognition technology, we may see magstripes disappear. That may take awhile but I think that's where we are headed.
    Looks like it since they started with chips
    11-25-2019 12:49 PM
  23. Mike Dee's Avatar
    Looks like it since they started with chips
    I'm waiting for the implant technology
    11-25-2019 01:10 PM
  24. Insp_Gadget's Avatar
    Looks like it since they started with chips
    The same readers that support the chips also support tap to pay (NFC) and magstripe. Speaking strictly of the US market, the merchant's incentive to support chip payments is based on the fraud liability shift from the banks to the merchants that don't support chip. That same liability shift doesn't include tap to pay.

    So, even though tap to pay via smartphone is even more secure than chip transaction via physical card, there is no financial incentive to support NFC payments.

    In some cases, merchants (and banks) are actively competing against tap to pay because they're trying to push their own payment systems based on a different methodology (like camera-based QR codes, etc.). If those merchants could, they'd shut off both NFC and magstripe payments. But magstripe is too ubiquitous to eliminate just yet. They'd alienate too many customers if they didn't accept a card swipe. So, Samsung Pay can capitalize on that situation with its MST tech.

    Yes, eventually magstripe will go away. It already has in some other markets outside the US, where chip payments, tap to pay, and things like cashless and mobile payments via WeChat Pay and AliPay (see China) have taken over. The US is way behind the rest of the world when it comes to payment tech.
    mustang7757 likes this.
    11-25-2019 01:13 PM
  25. mustang7757's Avatar
    I'm waiting for the implant technology
    That's might be here also
    11-25-2019 01:13 PM
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