Is it beneficial to have 3 medical and/or dental insurance carriers via my employers and my wife's for our family or is two the max that usually covers things? Thanks !
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You and your family should consider a dental plan rather that insurance. I've got one and have saved up to 60% on some of my treatments, with no annual limits either. You should see if they're available in your area, you can do so at a site like this http://firstclassdentalplans.com