Affirm for financing

gray2018

Well-known member
Apr 1, 2018
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Has anyone here ever used Affirm to finance a device or any kind of electronic? Experiences?
 
You don’t receive points on your purchase like credit card purchase. If you miss payments, they counts against your credit score, but I don’t think they report your on time payments. If you want to return your product, I am not sure how it works.
 
I am just curious if making larger payments brings your payment down lower at all. I owe 269 on a device and was thinking to pay it off with two half payments.