Clicked on spam link! Files downloaded. Please help.

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Android Central Question

I accidentally clicked on a link on a text message that turned out to be a spam and several files automatically started downloading onto my phone.I ran three anti virus apps including norton and all of them said that there were no viruses. should i still be worried?I have blocked all my bank accounts and my cards. When can I stop worrying about the possibility of my phone being hacked? Would you recommend that I reset to factory settings?
 
Welcome to Android Central! Do you know what kinds of files downloaded? In general, a downloaded file won't do anything as long as you immediately deleted it without opening it.
 

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