Cloud Security

[Mogite]

Can some of you offer up some opinions on the wisdom of using programs/apps that store our info on clouds? I mean that in the sense of security. I ask because I'm considering downloading a Password Management app for my android phone but most of them use clouds. As clouds are just servers can't they be hacked? If so then why wouldn't non-cloud options be the obvious best options? Other than space I mean.

Please keep in mind that I'm not a tech guy. I'm more savvy than the average person but still not what I would consider a tech guy.

Thanks in advance for any opinions/insights offered in this regard.

Mark in SoCal