and for the record, I do read before posting.
It seems like this is as good a place as any to post how to disable OTA on Galaxy S4 directions.
So I went and did some more digging.
Here is the link.
How to Block OTA Updates on Samsung Galaxy S4 - Androidayos
I tried this, and instead of deleting the files, I just moved them to a backup folder in case I ever want them again.
The files are located in /system/app folder.
You WILL need Root Explorer (file manager)... WAY cool app and worth every penny.
This worked for me for now.
I do have a rooted phone, and I may want the new update at some point in the future, but I also want root access and CWM in case something better comes along.
(not part of this thread directly) BTW, I have tried stock google, Hyperdrive, and CM10.1 extensively over the last 3 weeks. I actually used CM10.1 nightlies for 2 weeks as my primary phone and then hyperdrive for a week again as my primary phone. I finally got tired of the little glitches, like phone wont dial at 4.20 pm for whatever reason, and went to a cleaned stock verizon release. Phone works much better now.
The ROMS are cool, I have to say, but not quite baked all the way through.
I will update the thread if/when OTA install comes back.