I took a few pics as a test.
One zoomed out normally. The next zoomed in fully, centered on the same object.
I was surprised to see that the camera stores the fully-zoomed picture at the full resolution. When really, the camera only captured the center of the sensor, so it actually recorded much less than the full resolution. They are essentially stretching that small-capture up to 16MP. Trying to fool us, I suppose.
If I view the normal, zoomed-out picture at 100% , it looks like the picture that was taken zoomed in. But I have to view the zoomed-in picture *out* in my image viewer to 12%. If I compare both zoomed to 100% in the image viewer, the zoomed-in picture looks ridiculously pixelated, because the camera took a 2MP (?) image and stretched it out to pretend to be 16MP.
I am using the word "zoomed" too often, I apologize, this has gotten confusing.
Short form: don't expect much from a zoom on a typical smartphone. And when viewing a picture that was taken with the digital zoom, don't zoom in to 100% in your image viewer. Alternately, unless you need it for a specific reason, don't bother with the digital zoom, and simply crop the image later, down to the smaller area you want to "zoom in on". You will likely achieve the same result as using the digital zoom.