I'm tired of using a pin and lock screen because Pay makes me. I never use Pay for purchases but it's where I have all of my loyalty cards stored with the physical copies lost somewhere at the bottom of a box from 2 moves ago. I want to turn the lock screen off, and am fine with it deleting the credit cards, but want to be sure that it won't delete my loyalty cards too. Also, the billing info setup for my Google Play Music sub shouldn't be affected correct?