I just really don't understand what the problem is. It scans from the phone and asks me for my pin so I put it in. Everything seems to be going fine and then boom "transaction declined" or "Please use other form of payment". I have a Bank of America credit card that works fine so I know it works somehow, its just that I try to keep the credit card low balance to improve my credit so i try to use my debit card.
Ive seen people suggest charging my debit card as credit but then I ask why? Why do I have to charge my debit as credit? That's not mentioned in the Samsung Pay directions as far as I'm concerned.
And yeah I did contact PNC bank to see if the trouble was on their side but they claim that they don't even see the declined transactions that were declined. So now I'm stuck in a disappointing limbo where I can't use my main source of payment: the debit card. Any suggestions or similar experiences?
Ive seen people suggest charging my debit card as credit but then I ask why? Why do I have to charge my debit as credit? That's not mentioned in the Samsung Pay directions as far as I'm concerned.
And yeah I did contact PNC bank to see if the trouble was on their side but they claim that they don't even see the declined transactions that were declined. So now I'm stuck in a disappointing limbo where I can't use my main source of payment: the debit card. Any suggestions or similar experiences?