Software update search (assuming you don't receive an update notification) + download (855 Mb) + install takes a really long time, so exercise patience.
Following are some screen captures of the update detail description for others to see:
I was watching/downloading videos with headphone ... I heard something pop ... the download app froze ... then the whole M9 froze ... then it lost all power!
The battery was charged (75%) but nothing I did would make my M9 power back on. T-Mobile website SAFE MODE instructions did not help.
My M9 did not feel anymore overheated then normal but about 30 minutes later, it seems to be working ok.
Is this related to the 5.1 update? Who knows ... but this major failure makes me nervous !!!