I was showering and when I went out to dry myself some drops of water came on my phone and probably one on my speaker. What should I do and should I be worried?
If it was only a few droplets you shouldn't be worried. If you want to be on the safe side (super paranoid), turn it off, leave it out to dry (in rice if you're REALLY worried) and then perhaps use compressed air in the speaker (short burst). Power back on and be on your way.
The speaker... Hmm... The tricky thing about water is surface tension. Water likes to squeak it's way between cracks. I'd let it dry out and you are probably fine. Speakers have a lot of boys for water to stick on and not let it pass into the inside of the phone.
Water directly into the 3.5mm port, charging port and holes around the buttons are usually the bigger concern.