I'm confused, why do you have to finance if you want a ATT phone from Samsung and not a unlocked?

Emig5m

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I'm interested in the $600 credit trade in program from Samsung. I wanted a ATT branded phone so that I don't potentially lose out on carrier specific features. I don't want any kind of hidden agenda payment obligation and want to just pay for the phone outright. Why do you have to finance if getting a ATT phone but the unlocked version you can just pay for the remaining balance in one shot and be done with it? I don't like financing phones anymore - I paid cash in full for my S10 and it felt good knowing that it was mine and that I didn't owe anyone anything for it and didn't have that extra monthly payment. So my question is, why do you have to finance a ATT carrier phone through Samsung when doing the trade in offer and not allowed to pay for the remaining balance outright when you can pay in full without a payment for the unlocked version? What's their hidden agenda there, lol.
 

y2jdmbfan

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It's total BS. It wasn't like that for the S10 or Note 10. The carriers probably got pissed they are losing out on money. Same thing with Best Buy, you can't buy a branded phone online for full retail. You have to go in the store and even then it is a pain and you cannot pre-order.
 

hasasimo

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There's always something a little extra shady when AT&T is involved. Left them way back when they became Cingular and haven't looked back.
 

Emig5m

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There's always something a little extra shady when AT&T is involved. Left them way back when they became Cingular and haven't looked back.

Sadly it's the best service where I live. My neighbor on Verizon had to use outdoor antennas to get good service where I have four out of five bars indoors.
 

Emig5m

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You could contact Samsung see what they say .

Can you even talk to humans these days? Every time I try to call a big company I have to sift through minutes of press this number for this, press that number for that to never find anything that pertains to my inquiry to finally get told by the robot to see their website for any further details and then the website doesn't have any more details than the automated call menu system had and it's a endless circle going nowhere. And then the one out of a million times you can get a human, "oh this department doesn't handle those inquiry's" and you're given another number to another department that tries to send you back to the first department when they also say that they don't handle those inquirys! I miss the days when you could call a company and instantly talk to a human you could understand and cut directly through the crap and they could give you info on any inquiry...
 

mustang7757

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Can you even talk to humans these days? Every time I try to call a big company I have to sift through minutes of press this number for this, press that number for that to never find anything that pertains to my inquiry to finally get told by the robot to see their website for any further details...
Lol...try through Samsung members app
 

JREwing

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We had to switch from T-mobile to AT&T after moving here to Indiana. There is no T-mobile tower nearby. Verizon is sub-par, and Sprint is non-existent. I can assure you that customer service with T-mobile is light-years ahead of AT&T. With T-mobile, we would get an agent on the first ring, was usually in New Mexico, and provided the best service we ever got from a phone company. AT&T is pathetic. I can't understand half of what the agents are saying, the wait time sometimes an hour, and they foul up most of the transactions we deal with.
 

Mooncatt

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Same thing with Best Buy, you can't buy a branded phone online for full retail.

Sure you can, check the attached screenshot from me looking up the Verizon version. You do lose out on the discounts, but I think most carriers now tie them to monthly credits as a form of customer retention and recouping their costs. They probably lost a lot of money from older sales options with people buying outright at a deep discount, only to cancel the line and resell the phone at a profit.Screenshot_20200224-231623.jpeg
 

y2jdmbfan

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Sure you can, check the attached screenshot from me looking up the Verizon version. You do lose out on the discounts, but I think most carriers now tie them to monthly credits as a form of customer retention and recouping their costs. They probably lost a lot of money from older sales options with people buying outright at a deep discount, only to cancel the line and resell the phone at a profit.View attachment 316960

Check closely. You cannot check out without signing into your Verizon account and processing an upgrade. It's BS.
 

gottria

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I agree, it's total BS. I had to use one of my lined that said I was eligible for an upgrade also. What I did is on checkout you can put in a down payment do your monthly payment is low. I did $400 and now to pay it off in a month or so is $150 I think.
 

buzzy3970

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It depends. When I did the note 8 promo with bestbuy it was credits however when I got my S10+ it was instant. You just have to check before you make the purchase.
So the money you get in a trade comes in a form of monthly credits? That sucks. Didn't know that's how they did it.
 

Emig5m

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Why can't you just do the financing to get all the deals then just pay it off right away.

Are you allowed to pay it off in full when you get your first payment? Question: If I get the unlocked version will I be able to pull my ATT sim card out of my S10 (ATT branded) and put it into the S20 Unlocked and it will just work? In the past I always got new sim cards for new phones but I was wondering if could just put my current sim in and have it work without getting a new one.
 

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