Insurance Enrollment

Sounds good for those who use it, but i personally never have used any kind of insurance recently.
I remember a time (around 7 years ago) I had Verizon and had insurance for 3 years. What a waste of money (for me). i blew my money away on insurance because I never had anything bad happen to my phone. I just told myself if anything were to happen to my phone I would rather pay full price on any phone rather than paying insurance. (Of course this is just my situation.)