If you wanted to save a little money over full retail , wait for a sale and start a new line of service , for example, sams club had the note 2 for $100 on contract. Before, best buy would price match, and you can get the $50gc on top of that if you signed up for it, bringing the price down to $50. Then just pay etf of $350 and one days service, which should be less than $5. So for $455, or $405 with gc, you can have a no contract note 2.the deal isn't good anymore, but I am sure another sale would come up sometime. To me, the savings would be worth it, but it obviously is a bit more hassle
Some stores do have a secondary etf, so you need to be careful of that
Another option if you have a family plan(not the current share everything plan) is to add a line, move the phone to the line you want and put a dumb phone or have Verizon put a dummy phone (nk physical phone) on the line , pay $10 a month, and you can upgrade in 20 months(contract is for two years, but you can upgrade in 20 months.) You would also have to pay the $35 activation fee. And tax, which for me is around $4 a month, but some report as high as $7. If i take my cost of about $14 a month, that would be $280 plus $35, for 20 months at which point, I can upgrade again. Note that you are still under contract until 24 months
Sent from my Verizon Samsung Galaxy Note II