NFC rumor

[Randomhero180]

What do you all think about the rumor that there is a NFC chip in the tbolt that will be activated when gingerbread is released?

It would be amazing. But is that even possible to just have a dormant chip in the phone?

And also if its true I would figure someone would have a hack to turn it on.

Thoughts?

 

[MRW1215]

Wouldn't stores and other places have to have the equipment to use NFC anyway? I don't know of any locations near me that accept NFC payment.

 

[Randomhero180]

Yeah that's where everything is going in the next year though it would be good to have.

Google wallet is coming out

Papal just announced nfc payment options

Stores will have it before you know it.

And they may already and just not be advertising it because a small percentage of phones right now have nfc.

 

[Thig]

I still think just swiping your debit card is easier and faster. Why complicate something that works so well. It is sort of like people creating an Excel spreadsheet for EVERYTHING when a pencil and piece of paper works just great for some things.

 

[yodatom10]

I would love for this to be true but I find this hard to believe

 

[rcpa]

I still think just swiping your debit card is easier and faster. Why complicate something that works so well. It is sort of like people creating an Excel spreadsheet for EVERYTHING when a pencil and piece of paper works just great for some things.

I track my spending using Mvelopes and their Android app. So currently, I have to pull out my debit card, swipe it through the machine, go through a slew of screens that are frustratingly different at every store, then I pull out my phone, start the Mvelopes app, select the menu item to create a new transaction, type in the store name, type in the amount, assign a category (groceries, gas, etc), choose the account for the debit card, then press save.

It would be far easier if the debit card was not in the picture, and all I had to do was start the NFC wallet app, enter the pin, touch my phone to the NFC transmitter, select the category for my transaction, then press OK.

 

[anon(394005)]

Financials through a smartphone? No thanks. Don't care for the potential security risks.

 

[PJnc284]

I track my spending using Mvelopes and their Android app. So currently, I have to pull out my debit card, swipe it through the machine, go through a slew of screens that are frustratingly different at every store, then I pull out my phone, start the Mvelopes app, select the menu item to create a new transaction, type in the store name, type in the amount, assign a category (groceries, gas, etc), choose the account for the debit card, then press save.

Sounds like you should try Mint.com. It's pretty handy and there's an android app.

 

[rcpa]

Sounds like you should try Mint.com. It's pretty handy and there's an android app.

I used to use Mint.com, but in my opinion, it sucks. I, and many others, had a major issue with it duplicating transactions. It would download pending transactions from my bank and assign what it thought was reasonable categories to them. If I changed the categories while they transactions were still pending, it would then start creating duplicates of those transactions every time it updated with my bank. And you couldn't delete the duplicate transactions. The best you could do is mark them for Mint.com to ignore. But they stayed stuck as pending transactions and therefore were always at the top of the transaction list. If I didn't change the categories while a transaction is pending, then it would screw up my budget numbers because things would be miscategorized. This went on for months and months, and they kept claiming they fixed it, but it kept happening. So I gave up on them in disgust.

I love Mvelopes. It's a pay service, and the online app is an aging Flash app, but they are supposed to soon have a new online app. What I like about Mvelopes is that it bases it's budgeting system on the old fashion envelopes method, where you take your paycheck and split the cash up into envelopes. ie. one for groceries, one for fuel, one for clothes, etc.

The difference is that while most financial apps like Mint.com and Quicken are geared around you projecting what you will earn next month and budgeting around that projection, Mvelopes is geared around dividing up the money you actually have in hand.

I care little about analyzing what I spent last month, and instead I want to plan my future expenses so I always spend less than I earn. Mvelopes works great for that. Every two weeks I get a paycheck, and when I do, I split the money in the paycheck up into the various envelopes. If an envelope has money in it, I'm free to spend it, without worrying if it is actually projected money that I won't have until my next paycheck.

 

[PJnc284]

I had a couple duplicates that actually posted after I first started near the end of last year but haven't had any issues since as far as duplicates go. Only real complaint is that the Available Cash amount has been stuck at a random amount for months but the regular Balance amount seems to be reflecting what BB&T has as Available. Might just be a change the bank has made to their site but no biggie for me.

 

[bkorver]

If it had an NFC chip, that would have come out when it was tested by the FCC. If you want to add one, there is a micro SD card out that has an NFC transmitter attached...

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