Pick up an LG G6 from AT&T for just $360 when you finance

TylerLV76

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Only issue is the fine print. You pay taxes on the full price and get a monthly credit after the first months full payment. If you pay off the device early you lose the credits and pay the remaining full price. This deal locks you in to 24 or 30 month payments.
 

cohoman

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Paying taxes on the full list price sucks, but if you're a person who is on the NEXT plan and upgrades every 12 months then this would save you some money with the monthly payments ($180).
 

TylerLV76

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Paying taxes on the full list price sucks, but if you're a person who is on the NEXT plan and upgrades every 12 months then this would save you some money with the monthly payments ($180).
I'm not sure on this one. Next every 12 months is after 50% of the device is paid off. In this case your not getting the phone for $360, your getting it for full retail with monthly bill credits to reduce the cost. I'm betting you still have to pay 50% of the retail before trading it in or pay the difference to meet that 50% payment.

May be wrong but that's how I read it.
 

PAC757

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Only issue is the fine print. You pay taxes on the full price and get a monthly credit after the first months full payment. If you pay off the device early you lose the credits and pay the remaining full price. This deal locks you in to 24 or 30 month payments.

OK, I know I may sound dense here, but this is where I don't get the price being $360. Please inform me if I'm wrong, 1st) you pay tax on the full price (tax on $719.99) ? 2nd) You can not pay off the phone balance unless you pay the balance on the $719.99? 3rd) You are actually paying the full monthly payment price of ($24.00 on 30 months for example) but receiving the difference as a bill credit?
They could have made this a little better deal by just putting it on sale for "X" amount off or made a attractive trade in offer. I couldn't find the deal details on the AT&T website, I'm happy I stopped by AC first, I was actually going to go get one but this deal doesn't sound that great anymore. I guess it's a good deal if you don't find a phone you like better in the next 24 or 30 months.
 

TylerLV76

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OK, I know I may sound dense here, but this is where I don't get the price being $360. Please inform me if I'm wrong, 1st) you pay tax on the full price (tax on $719.99) ? 2nd) You can not pay off the phone balance unless you pay the balance on the $719.99? 3rd) You are actually paying the full monthly payment price of ($24.00 on 30 months for example) but receiving the difference as a bill credit?
They could have made this a little better deal by just putting it on sale for "X" amount off or made a attractive trade in offer. I couldn't find the deal details on the AT&T website, I'm happy I stopped by AC first, I was actually going to go get one but this deal doesn't sound that great anymore. I guess it's a good deal if you don't find a phone you like better in the next 24 or 30 months.
Technically yes, you are paying full price with a credit after each payment. That's where the interesting part starts. Next 24 allows you to upgrade after 50% of the device is paid. It's not a once a year thing so to speak, it's when you pay off half. Now do they count half as $360 or half as $180. I'd bet since you're paying full taxes and payments they're going to say half is $360 and you can upgrade until there's only $360 left. Confusing as it gets but again I may be completely wrong here.
 

Wildo6882

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I just pre ordered the unlocked from b&h last night but this deal is too good to pass up.

This deal is a wolf in sheep's clothing. I think I'm going for the unlocked version with the watch for $649.99 from B&H. Then I'll sell the watch to offset some of the cost. This should hold me over until the fall wave of phones.
 

cohoman

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I'm not sure on this one. Next every 12 months is after 50% of the device is paid off. In this case your not getting the phone for $360, your getting it for full retail with monthly bill credits to reduce the cost. I'm betting you still have to pay 50% of the retail before trading it in or pay the difference to meet that 50% payment.

May be wrong but that's how I read it.
I just chatted online with ATT support and they stated on the NEXT 24 plan I could upgrade my phone later after paying only 12 months for the LG G6. So, they said I wouldn't need to pay 50% of the full list price ($720) but rather only 50% of the sale price ($360). Now, that's a good deal!
 
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race4life

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I just chatted online with ATT support and they stated on the NEXT 24 plan I could upgrade my phone later after paying only 12 months for the LG G6. So, they said I wouldn't need to pay 50% of the full list price ($720) but rather only 50% of the sale price ($360). Now, that's a good deal!

I would make sure you save that IM so when it comes time to upgrade you have it documented.
 

TylerLV76

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I just chatted online with ATT support and they stated on the NEXT 24 plan I could upgrade my phone later after paying only 12 months for the LG G6. So, they said I wouldn't need to pay 50% of the full list price ($720) but rather only 50% of the sale price ($360). Now, that's a good deal!

It appears your rep was wrong. If you pay off early or upgrade your credits may cease and you will owe the balance. Gotta read the fine print. Had a feeling they would suck you into the full term. Dont EVER trust a rep. Always do your homework by reading the details. These reps barely know what they're selling.

LG G6 or V20 Offer: Limited time offer (ends 5/31/17 in Puerto Rico). Select locations. Elig. Device: New LG G6 or V20 on 0% APR AT&T Next (30-mo. at $12.00/mo. for G6; $27.67/mo. for V20) or AT&T Next Every Year (24-mo. at $15.00/mo. for G6; $34.59/mo. for V20;) installment agmt. $0 down for well-qualified credit or down payment may be req’d. Retail price is divided into monthly installments. Tax on full retail price due at sale. After all credits, get LG G6 for $360 (credits are $12.00/mo. for 30 mos. or $15.00/mo. for 24 mos.) or LG V20 for $415 (credits are $13.84/mo. for 30 mos. or $17.30/mo. for 24 mos.) Wireless: Monthly postpaid voice & data plan req’d (existing customers can add to elig. current plans). If cancel svc you will owe device balance of up to $830. Bill Credit: Applied in equal amounts over entire agmt term. Svcs must remain active & in good standing for up to 30 mos and device must remain on its agmt for entire term to get all its credits. If upgrade or pay up/off agmt early your credits may cease. Offer Limits: May not be combinable w/other offers, discounts or credits. Participation in this offer may make your wireless account ineligible for select other offers (including select bill credit offers) for a 12 month period. Return: Restocking fee up to $45 may apply. See store or att.com/halfoffv20 for offer details
 

cohoman

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It appears your rep was wrong. If you pay off early or upgrade your credits may cease and you will owe the balance. Gotta read the fine print. Had a feeling they would suck you into the full term. Dont EVER trust a rep. Always do your homework by reading the details. These reps barely know what they're selling.
I did read the conditions of this offer and it's not explicitly clear that upgrading at 50% payoff is for the full list price or the reduced price. I would expect the sales reps at the store would understand the upgrade agreement for this offer and that they would convey the correct info to their customers, but maybe I'm a bit nieve on corporate sales.
 

TylerLV76

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I did read the conditions of this offer and it's not explicitly clear that upgrading at 50% payoff is for the full list price or the reduced price. I would expect the sales reps at the store would understand the upgrade agreement for this offer and that they would convey the correct info to their customers, but maybe I'm a bit nieve on corporate sales.

From experience and being in the industry for enough years, sales reps are the last people to know the details of a promotion. The language I bolded above makes it very clear. You will be responsible for half of the remaining balance in full if you upgrade or pay off early.
 

TylerLV76

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I guess you really don't know until you try to upgrade....

Its right there in the terms lol. It must remain on the plan for the entire term to receive all the discounts. If you come off the plan for any reason you lose those and will be billed the remaining full balance.

Svcs must remain active & in good standing for up to 30 mos and device must remain on its agmt for entire term to get all its credits. If upgrade or pay up/off agmt early your credits may cease.
 

anon(19981)

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They are basically signing you to a 24 or 30 month contract which if you break you will owe them $360 plus whatever else you owed on your phone. They have figured out a way how to get ETF's back.
 

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