just wanted to say, verizon has priced this perfectly at $99, it's not as fast as the moto droid, but a great device at the price for a more casual user.
Easy to find out for sure. Go to VZW.com and when u select the Eris (or any phone for that matter) change the drop down box from 2-year to month-to-month. It will update the price on the page and that's the no contract aka full retail price.