Question About Voice & Data Plan (Verizon)

I don't think the texts are included in the data plans. I would just call verizon and ask them just to be sure.

The text and talk plans I believe allow you to send/receive texts from anyone on any network at no cost. The talk plans are just that, talk only. So if you do any texting, you probably want the text and talk one. Texting will rack up quick on ya.

Remember, both come with unlimited nights and weekends, so depending on when you use your phone most, 450 minutes may be enough. Plus its unlimited calling within the verizon network.

I would suggest option 2. Watch your minutes the first month, and if you think you might go over, or you go over, call them and change your plan to the 900 minute plan and bite the bullet on the extra $20 at least for that month. You have to do it before your billing cycle ends though, so be aware. Usually if your over minutes by a great amount, doing this will be cheaper than paying the bill straight out. Been there, done that.
 
texting is definitely not included in the data, however, if you sign up for google voice and use that as your primary number for texting those will go over your data. the android gv app works pretty well and you can have it send msgs to your email as well. this is what i do to save money.
 
Text has never been data on any carrier. Consider that non-data phones could text.

If you don't need that many text messages you can add 250 for $5. $10 gets you unlimited mobile-to-mobile (Verizon only) messaging and 500 messages. $20 bumps that to 5000 messages.
 
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You might want to see if you're eligible for an employer discount, might just move you off the top of the budget number.
 
True for the discount from your employer. Go to VZW.com and click on the business account, from there you can click on employee discount. You could save anywhere from 8-24%. If you dont currently qualify look to get a seasonal job at Wal Mart or something you will then be qualified, and VZW will, most likely, never check your account again to update the records.