Last time I wanted a phone bad I just opened a new line and don't use it. Its $10 a month so you get the phone for say $300 plus the $240 over 2 years and pay $540. Beats paying full retail and you have another number to play with. I did this with my x so over 2 years I paid $440 for it. Also if you do it at the right time you can get a upgrade every year keeping both lines.
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