Does anyone know the verizon insurance replacement policy? I broke the screen on my phone about 2 months ago. It still works fine, but is just a little annoying when i try scrolling and catch a piece of glass. I have had the money the whole time to buy a new one but I don't want to go through the whole ordeal of backing up the 20 GB of music I have on here and relocking the bootloader. Does Verizon care if I return it with the bootloader unlocked? I have never had to get a phone replaced before. The screen is very sensitive on this phone though.