I'm wondering, if you get the phone subsidized and with a Verizon contract, can you get insurance like on the Droid? I'm assuming that if you break it, you'd have to fork out the full price for a new one. Especially with the GSM unsubsidized version, where obviously ATT and T-Mo wont replace it because you can just take it somewhere else, and I haven't heard anything about Google offering any insurance...