The Sandisk 32gig card from Verizon seems to be a dud. I got mine Wednesday, formatted it and copied over the contents of my 4gig card. The next morning upon booting the phone and trying to access some music, I was greeted with a "No SD card installed" warning. Sure enough, the Photos app found no card either. So I powered down, waited a minute and rebooted. It was fine for most of the day. Then I noticed Smart Keyboard was lagging. I mean LAGGING. Then a web page (androidcentral.com) froze the phone. Completely locked up. Then Vignette would freeze on the first photo taken.
Switched out to the old card and all is well. I might try to reformat and try again, but it seems it's too big and too slow. Either way, it doesn't play nice with my Incredible.
I'll probably buy a speedier 16gig in the meantime.
TJH