06-04-2013 08:52 PM
34 12
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  1. Wilbur's Avatar
    Is there a financial advantage in paying full price?

    Is this the nuts and bolts of it? Ball park figures: a Verizon S4 16Gb costs $650 retail. On a 2 year contract its $200. To break even you need $450 of monthly fee reductions ($18.75/month) over two years to break even, no?

    I realize buying the phone lets you sell it before the two years of a normal contract and get that S5 "Next Big Thing."
    05-31-2013 10:44 AM
  2. friedtators's Avatar
    i think your pencil is not very sharp. my math is $450 or $18.75 per month for 24months. not being under the mans thumb is the real deal. they misbehave and you can say bye.

    you just fixed it
    Ry likes this.
    05-31-2013 10:48 AM
  3. snookasnoo's Avatar
    If you have unlimited its worth it to keep unlimited, at least for me.
    Ry, Aquila, fatboy97 and 2 others like this.
    05-31-2013 10:56 AM
  4. phantomog's Avatar
    not being under the mans thumb is the real deal. they misbehave and you can say bye.
    Is the ETF less than $450? If so, what are you saving? Also doesn't the ETF decrease over time?

    Keeping unlimited or keeping some special plan/discount on your account is definitely an advantage, but I just don't see the cost savings simply not to have a contract (versus simply paying an ETF).

    Luckily for me I have a dumbphone line which really is used as a dumbphone -- so I get my cake and eat it too.
    05-31-2013 11:01 AM
  5. Wilbur's Avatar
    i think your pencil is not very sharp. my math is $450 or $18.75 per month for 24months. not being under the mans thumb is the real deal. they misbehave and you can say bye.

    you just fixed it
    '

    Yeah, I mess up first then edited it ... haha
    05-31-2013 11:02 AM
  6. The Hustleman's Avatar
    Is there a financial advantage in paying full price?

    Is this the nuts and bolts of it? Ball park figures: a Verizon S4 16Gb costs $650 retail. On a 2 year contract its $200. To break even you need $450 of monthly fee reductions ($18.75/month) over two years to break even, no?

    I realize buying the phone lets you sell it before the two years of a normal contract and get that S5 "Next Big Thing."
    Keeping unlimited.


    If you're a power user using a ton of data (I've only seen 5 people that are justified in keeping unlimited) I always advise them to pay retail.

    I had one customer who used 200GB per month on average. He wanted to upgrade and I told him the policy and recommended he go to eBay or buy one outright from a store because he would occur some serious overages. I showed him everything and he merely thanked me and bought an S4 at retail.



    Sent from my Galaxy Nexus using Tapatalk 2
    05-31-2013 11:02 AM
  7. zog1977's Avatar
    Unlimited for sure. Me and my wife use over ten gigs a month. Switching to a shared plan raises my monthly 25 bucks, without taxes.

    Buying retail was the best choice for me.

    Plus best buy has 18 months interest free, so it's like paying cash
    06-01-2013 03:38 PM
  8. loonie01's Avatar
    I have 4 lines, 2 lines are out of contract. All lines have 4g unlimited data on them. I use roughly 50+ gigs a month myself. I pay just a little over $200 a month with $20 off each data plan (cought a special promotion). Now if I renew my contract to get a new phone, I'll be spending over $400 a month in data alone. Now pay a one time fee of $650 or monthly installments of about $57 through 12 months just to keep my unlimited. I chose to pay outright to save roughly $4800 a year
    The Hustleman and blade22222 like this.
    06-01-2013 05:30 PM
  9. nj1266's Avatar
    I bought my 32 gig phone at retail and it was 103$ cheaper that way than to sign a 24 month contract. I also get to keep unlimited data. The share everything plan would have cost me more per month than my current plan and it did not have unlimited. The share everything has unlimited talk but I do not talk on the phone too much anyway. It has tethering but I am jailbroken and I have that.

    Keeping my plan month to month and paying full price was just a better deal than signing a 2 year contract.


    Sent from my iPhone 7
    06-02-2013 03:40 AM
  10. Aquila's Avatar
    Keeping unlimited.


    If you're a power user using a ton of data (I've only seen 5 people that are justified in keeping unlimited) I always advise them to pay retail.

    I had one customer who used 200GB per month on average. He wanted to upgrade and I told him the policy and recommended he go to eBay or buy one outright from a store because he would occur some serious overages. I showed him everything and he merely thanked me and bought an S4 at retail.



    Sent from my Galaxy Nexus using Tapatalk 2
    Do you never help people upgrade subsidized while keeping unlimited?
    06-02-2013 04:23 AM
  11. Aquila's Avatar
    I mean if we're talking just straight math, even if you don't use the trick to keep your unlimited and buy on subsidy, why wouldn't you just add a line to the nationwide share plan or whatever it's called for $9.99 + approximately 8% in taxes, whatever... buy it on contract, $10.79*24 months =$258.96+$200 = $458.96 total price, cheaper than the outright or the EFT+subsidy and you have a spare line available for whatever in the future, like another off-cycle upgrade. You can put a dumb phone on it and have it as an emergency in the glove box phone, whatever.

    Buying it outright is the 2nd most expensive way you can do it, if all you're trying to do is keep unlimited. The most expensive is buying it outright on their finance plan with the $2 charge 12 times adding $24 to the full price amount. 3rd is obviously paying subsidy and the full EFT while losing unlimited data and paying more per month (though of course, the EFT would go down by approximately $120 if you waited a year to upgrade and for some reason cancelled... not sure why this would be the plan), 4th is adding a line, but the cheapest, if it's an option is using the unlimited data retention method and upgrading, etc.
    Wilbur and homestead like this.
    06-02-2013 04:30 AM
  12. The Hustleman's Avatar
    Do you never help people upgrade subsidized while keeping unlimited?
    I would if I could but the system won't even allow it.

    If I don't touch the data plan and simply process the order it will automatically select the 2GB plan.


    Sent from my Galaxy Nexus using Tapatalk 2
    06-02-2013 08:11 AM
  13. Wilbur's Avatar
    I mean if we're talking just straight math, even if you don't use the trick to keep your unlimited and buy on subsidy, why wouldn't you just add a line to the nationwide share plan or whatever it's called for $9.99 + approximately 8% in taxes, whatever... buy it on contract, $10.79*24 months =$258.96+$200 = $458.96 total price, cheaper than the outright or the EFT+subsidy and you have a spare line available for whatever in the future, like another off-cycle upgrade. You can put a dumb phone on it and have it as an emergency in the glove box phone, whatever.

    Buying it outright is the 2nd most expensive way you can do it, if all you're trying to do is keep unlimited. The most expensive is buying it outright on their finance plan with the $2 charge 12 times adding $24 to the full price amount. 3rd is obviously paying subsidy and the full EFT while losing unlimited data and paying more per month (though of course, the EFT would go down by approximately $120 if you waited a year to upgrade and for some reason cancelled... not sure why this would be the plan), 4th is adding a line, but the cheapest, if it's an option is using the unlimited data retention method and upgrading, etc.
    Excellent posting! I was wondering along these same lines. The only alternative option to consider is paying full price allows you to sell the phone within the normal 2-year contract to get a newer S5 Next Best Thing. But I like the idea of having a second phone. I have a Motorola Razer flip phone that would work just fine for that situation.
    06-02-2013 11:08 AM
  14. japetty's Avatar
    Excellent posting! I was wondering along these same lines. The only alternative option to consider is paying full price allows you to sell the phone within the normal 2-year contract to get a newer S5 Next Best Thing. But I like the idea of having a second phone. I have a Motorola Razer flip phone that would work just fine for that situation.
    I pay retail or buy a phone at swappa.com and stay off contract to keep my unlimited for now. I don't know how much longer unlimited will be around. I don't think it will go much past the end of the year after VZW puts the Voice on VoLTE and do with the text what ever and only have 4G/LTE. I read where they were going to keep the old stuff CDMA and the 3G data to farm out to other carriers.
    06-02-2013 07:07 PM
  15. ibcop's Avatar
    I mean if we're talking just straight math, even if you don't use the trick to keep your unlimited and buy on subsidy, why wouldn't you just add a line to the nationwide share plan or whatever it's called for $9.99 + approximately 8% in taxes, whatever... buy it on contract, $10.79*24 months =$258.96+$200 = $458.96 total price, cheaper than the outright or the EFT+subsidy and you have a spare line available for whatever in the future, like another off-cycle upgrade. You can put a dumb phone on it and have it as an emergency in the glove box phone, whatever.

    Buying it outright is the 2nd most expensive way you can do it, if all you're trying to do is keep unlimited. The most expensive is buying it outright on their finance plan with the $2 charge 12 times adding $24 to the full price amount. 3rd is obviously paying subsidy and the full EFT while losing unlimited data and paying more per month (though of course, the EFT would go down by approximately $120 if you waited a year to upgrade and for some reason cancelled... not sure why this would be the plan), 4th is adding a line, but the cheapest, if it's an option is using the unlimited data retention method and upgrading, etc.
    That $9.99 line is more like $16 or $17 each month after all the taxes and regulatory fees are added.
    06-02-2013 07:38 PM
  16. F34R's Avatar
    That $9.99 line is more like $16 or $17 each month after all the taxes and regulatory fees are added.
    Yeah, mines $15.01 per month for that line.
    06-02-2013 08:07 PM
  17. Aquila's Avatar
    Ok I just used 8% tax/fees because that's approximately the % of my total bill that is not services. Seems like it's closer to 50.10% taxes on that extra line.
    06-02-2013 11:38 PM
  18. Zman1001's Avatar
    Yeah, mines $15.01 per month for that line.
    The extra line on my bill comes in at $12.67. That is for a line with a dumb phone and nothing else.
    06-03-2013 07:34 AM
  19. paintdrinkingpete's Avatar
    There are two primary reasons:

    1. Keep unlimited data

    2. To *not* have to renew your contract

    As has been pointed out, yes, it can actually be cheaper to just pay the ETF if you wanted out of the contract, and the unlimited data thing won't save you a ton of money unless you actually use it. When you add onto that the fact that VZW doesn't discount your monthly rate if you are not paying off a subsidized phone, there really aren't that many times when it can *save* you money.

    I bought my GS3 outright, but decided to bite the bullet and get my S4 at the subsidized price and renew my contract (mainly because my data usage wasn't high enough to justify paying full price just to hold onto unlimited data). What was nice, however, is that I can still sell the S3 and recoup some of that money, and because I didn't burn my upgrade when I bought it, I was able to save my upgrade and use it for the S4.
    06-03-2013 08:39 AM
  20. dpham00's Avatar
    The extra line on my bill comes in at $12.67. That is for a line with a dumb phone and nothing else.
    The fees and taxes vary depending on your area. I am paying about $4 a month in taxes and fees. Yours is probably one of the lowest I have heard of, and $7 is on the high end. I have attached a screen shot of mine

    Sent from my Verizon Samsung Galaxy Note II
    Attached Thumbnails Why pay FULL price ??-uploadfromtaptalk1370283290616.jpg  
    06-03-2013 01:16 PM
  21. dpham00's Avatar
    I mean if we're talking just straight math, even if you don't use the trick to keep your unlimited and buy on subsidy, why wouldn't you just add a line to the nationwide share plan or whatever it's called for $9.99 + approximately 8% in taxes, whatever... buy it on contract, $10.79*24 months =$258.96+$200 = $458.96 total price, cheaper than the outright or the EFT+subsidy and you have a spare line available for whatever in the future, like another off-cycle upgrade. You can put a dumb phone on it and have it as an emergency in the glove box phone, whatever.

    Buying it outright is the 2nd most expensive way you can do it, if all you're trying to do is keep unlimited. The most expensive is buying it outright on their finance plan with the $2 charge 12 times adding $24 to the full price amount. 3rd is obviously paying subsidy and the full EFT while losing unlimited data and paying more per month (though of course, the EFT would go down by approximately $120 if you waited a year to upgrade and for some reason cancelled... not sure why this would be the plan), 4th is adding a line, but the cheapest, if it's an option is using the unlimited data retention method and upgrading, etc.
    Aside from the taxes and fees (which ranges from $3 - 7), there is upgrade fee of $30 or activation fee of $36. The activation fee will be refunded if you cancel service within 3 days, as in the etf method. I did have a csr try to argue with me that the etf fee wasn't refundable under any circumstances. After I pointed out the website and receipt stating so, the csr reluctantly agreed to honor their written policy. Anyways, I digress. Counting on the lower end, $3 taxes and fees for 24 months plus upgrade fee would be $342 for a basic line, compared to the $350 etf, plus $5 one days usage charge. Obviously, the more the taxes and fees are, the more financially feasible the etf method is.

    Sent from my Verizon Samsung Galaxy Note II
    06-03-2013 01:39 PM
  22. nj1266's Avatar
    Could we please stop making generalized statements about buying it outright being more expensive than a subsidized phone. It all depends on what plan you had and what plan Verizon now has.

    If you have one line on an individual plan, then it will be more expensive to get a subsidized phone and join a new share plan. I did the math and it was $105 more expensive over a two year contract. So I stuck with my current month to month plan and bough my 32 gig iPhone outright.

    The answer to the question is it depends on what you have and what plan you will end up with. Old single phone plans usually pay more when you switch to a share plan.


    Sent from my iPhone 7
    Robnrbrtsn likes this.
    06-03-2013 04:30 PM
  23. Aquila's Avatar
    For those who want to keep unlimited and don't mind extending the contract, it is still possible to upgrade without losing unlimited data. Regardless of what Verizon employees say, if you don't mind the contract this is still by far the cheapest way.

    http://forums.androidcentral.com/ver...a-verizon.html

    Still worked as of last week.
    06-03-2013 04:33 PM
  24. F34R's Avatar
    The extra line on my bill comes in at $12.67. That is for a line with a dumb phone and nothing else.
    Hmm.... "and nothing else", what does that mean? I mean, if I can knock off a few bucks, lol, I will.

    Here's mine:

    06-03-2013 05:20 PM
  25. The Hustleman's Avatar

    The answer to the question is it depends on what you have and what plan you will end up with. Old single phone plans usually pay more when you switch to a share plan.


    Sent from my iPhone 7
    Not true.

    I look at tons of accounts daily and most people would save money going with the share everything plan.

    I've only seen one customer that would pay more


    Sent from my Galaxy Nexus using Tapatalk 2
    06-04-2013 03:49 PM
34 12

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