Before 4G, I never even considered the 4G Mobile Hotspot as a viable option, but it is really fast. Other than the cost, what is the downside to doing this? I get 20% off of the price of this feature, so the cost would be $24 per month. I figure if I drop the $7 a month insurance and pick up the hotspot, it's only $17 a month. I know the Verizon unlimited plans have limits. Does adding the 4G Mobile Hotspot plan increase this limit at all? I really want this feature so that my Motorola Xoom can use it to access the internet.