Well, there are many reasons why I changed from AT&T to Verizon years ago. There's the fact that verizon is truly the best and strongest carrier around. Then there's customer service. I've had a few minor problems with phones at times, and that's normal when these manufacturers are turning out millions at a time. But when I call Verizon for help, I've never been let down. I suppose one reason is that I always buy my phones from my carrier. And they do stand behind what they sell. My suggestion to you would be to go where you purchased your phone. If it were AT&T, and they told me that I had to contact LG myself, it would be goodbye AT&T. Sure it's LG that's responsible for their product, but AT&T sold it to you, they're the ones that made and continue to make money off of you. Therefore they're the ones that should go to bat for you. I had a problem with an original moto droid where the battery kept dying within a couple of hours. This started roughly 6 months after I bought it. When I called Verizon, they immediately sent me a new battery and told me that if the problem persists, they'd swap out the phone. So put the pressure on AT&T, let them EARN your business. Thats why you're paying them every month. One more thing to remember, did the contacts bend while you were putting in the card? If so, you truly may have an issue. But they should still help you out.
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