I think it's a great idea. I plan on getting one and using it for online purchases that I rather not have access to my debit card number or for automatic bills that I prefer not to reach into my bank account each month. (Have had their mistakes screw me up before). This will be a nice firewall.
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I just use my credit card and pay it off.. Same as paying from checking except for if they do a mistake I'm not missing the $ .
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Some of us either have horrible credit, or don't want a credit card. So this fills that in-between place nicely.
I got it but I haven't tried it yet. I ordered it online
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