Did I Just Get a Free Nexus 4? And Should I Tell Google About It?

[FYourProblems]

IP traced and thread sent to Google.

I got this fraudster, guys.

 

[DankstaOG]

Got charged and couldn't be happier! :-D Such a sick phone.

I really hope y'all don't take this so serious you actually reported me and think I live my life based on a movie. I was having fun, simply stating what my evil side wanted to do (but the good side knew better).

@ I_AM_THE_ENTIRE_INTERNET I TRULY don't care about CREDIT RATINGS. That was my point. YES they would end up getting me. However the way they would effect my life I could care less.

@FYourProblems I hope you were joking; otherwise you take this stuff way too serious and have made apple fan boys look good from your statement. Never saw that coming.

 

[gone down south]

You don't care about credit ratings? So, are you independently wealthy, or do you not expect to ever buy a house, car or anything larger than one paychecks worth?

Sent from my Nexus 4 using Android Central Forums

 

[dan1431]

My colleague ordered a Nexus 4 16GB version and was billed for the item and it shipped 3 days later.

However, a week after receiving the unit, another box was left at his front door and lo and behold it was another Nexus 4 16GB. He called Google who insisted that they do not make mistakes like that and that he must be mistaken. He asked to speak to a Supervisor who said that they have no record for the tracking number nor IMEI as being mistakenly shipped, oddly Google just sent out a second handset to my colleague.

My colleague asked for the address to send back the second handset and the following day shipped the second device back to Google (as he only paid for one device), a few days later his wife was going over the credit card statement and saw a credit on the account. It turns out Google credited back the cost of the original phone that they had shipped my colleague instead of just taking back the second erroneously shipped out handset. .

My colleague called Google again as he was not owed any sort of credit, but the agent had no idea of what to do and said that if she charged him again, it will generate another shipment and the cycle will just continue. Essentially because Google is just beyond incompetent when it comes to retail or e-tailing, my colleague got a free Nexus 4 16GB.

Dan

 

[ultravisitor]

I TRULY don't care about CREDIT RATINGS.

How old are you? You do realize that a bad credit rating will affect your ability to buy much of anything, right? Forget about buying a house -- it can keep you from even being able to rent a decent apartment.

Or is just having a nice phone all you care about?

 

[Kelly Kearns]

Got charged and couldn't be happier! :-D Such a sick phone.

I really hope y'all don't take this so serious you actually reported me and think I live my life based on a movie. I was having fun, simply stating what my evil side wanted to do (but the good side knew better).

@ I_AM_THE_ENTIRE_INTERNET I TRULY don't care about CREDIT RATINGS. That was my point. YES they would end up getting me. However the way they would effect my life I could care less.

@FYourProblems I hope you were joking; otherwise you take this stuff way too serious and have made apple fan boys look good from your statement. Never saw that coming.

When you finally realize your credit rating is important, it will be too late.

Sent from the AWESOME Note 2 of a girl

 

[Brackstone]

IMO It's less about "doing the right thing" and more about "not having overdraft fees in the future"

Google could all of the sudden remember to charge you when you only had $250 left in your instead bank account because you HAD to take Tina to the Fancy Pizza place because you told her that her sister was hot. I mean She IS hot why should she care?

Anyway you end up with less money + $75 overdraft fees.

Also stop trying to date Tina's sister.

 

[return_0]

How old are you? You do realize that a bad credit rating will affect your ability to buy much of anything, right? Forget about buying a house -- it can keep you from even being able to rent a decent apartment.

Or is just having a nice phone all you care about?

Considering he/she doesn't know how to use the "reply with quote" button and instead uses an at sign?

 

[whip it good]

Also stop trying to date Tina's sister.

Why? She's hot.

 

[Brackstone]

@ I_AM_THE_ENTIRE_INTERNET I TRULY don't care about CREDIT RATINGS. That was my point. YES they would end up getting me. However the way they would effect my life I could care less.

It's not just about "Credit Ratings" it's about Credit History. If you have a "non-payment" for ANY reason on your credit report if you want to live someplace nice they will not rent to you. Unless you are planning on living in the ghetto or with your parents the rest of your life credit history is very important. Credit Ratings are another story.

Then again you are "OG" so I guess you are never planning on leaving "the 'hood"

 

[Bob Coxner]

It's not just about "Credit Ratings" it's about Credit History. If you have a "non-payment" for ANY reason on your credit report if you want to live someplace nice they will not rent to you. Unless you are planning on living in the ghetto or with your parents the rest of your life credit history is very important. Credit Ratings are another story.

Then again you are "OG" so I guess you are never planning on leaving "the 'hood"

I'm not advocating his position but the "rest of your life" is overkill. Bad credit items roll off your credit report after 7 years. You can have the worst credit in the world but 7 years later you're a virgin again. Granted, a virgin with no credit history but at least you may be smarter by then and can begin to build a history.

Credit Reports - How Long Do Negative Items Stay on My Credit Report?

It does depend on the type of negative information but here is a breakdown of how long different types of negative information will remain on your credit report:

Late Payments - 7 Years

Bankruptcies for Completed Chapter 13 Bankruptcies - 7 Years

Foreclosures - 7 Years

Collections - Generally, about 7 years, depending on the age of the debt being collected.

Public Records - Generally 7 years, although unpaid tax liens can remain indefinitely.

 

[Brackstone]

I'm not advocating his position but the "rest of your life" is overkill. Bad credit items roll off your credit report after 7 years. You can have the worst credit in the world but 7 years later you're a virgin again. Granted, a virgin with no credit history but at least you may be smarter by then and can begin to build a history.

Credit Reports - How Long Do Negative Items Stay on My Credit Report?

It does depend on the type of negative information but here is a breakdown of how long different types of negative information will remain on your credit report:

Late Payments - 7 Years

Bankruptcies for Completed Chapter 13 Bankruptcies - 7 Years

Foreclosures - 7 Years

Collections - Generally, about 7 years, depending on the age of the debt being collected.

Public Records - Generally 7 years, although unpaid tax liens can remain indefinitely.

Yes that's if everything goes "As Planned" I agree after 7 years you'll be fine.

However I've had an instance where even though I paid off the debt the creditor kept listing my debt as being paid every single month. So it looked like (for the better part of 5 years) I always had a debt that was paid off just that month. To this day I still have a problem convincing people that it is an error on my report because some people still pull it up incorrectly. All because I told ATT to cancel my phoneline and I didn't bother to open my letters from them thinking they were "HEY PLEASE COME BACK!" letters not more bills!

Also my point was more to be that if he was making this a habit (IE skipping out on bills every few years or so).

Also if we figure he is 21 (old enough to order his own cell + afford it) that means he'll be 28 by the time he can rent a decent place? I'd say that's a good chunk of life.

 

[DankstaOG]

You foks are rude, have no manners and take this sh*to too serious.

You make apple fanboys looks cool. Relax. My personal beliefs have noting to do with the post a heand.

I got charged, couldn't be happier. I'd like to be active and leard from you (based on phones).

I may ZERO personal attacks

-Dank (PROUND NEXUS 4 OWNER.

 

[DankstaOG]

Yes that's if everything goes "As Planned" I agree after 7 years you'll be fine.

However I've had an instance where even though I paid off the debt the creditor kept listing my debt as being paid every single month. So it looked like (for the better part of 5 years) I always had a debt that was paid off just that month. To this day I still have a problem convincing people that it is an error on my report because some people still pull it up incorrectly. All because I told ATT to cancel my phoneline and I didn't bother to open my letters from them thinking they were "HEY PLEASE COME BACK!" letters not more bills!

Also my point was more to be that if he was making this a habit (IE skipping out on bills every few years or so).

Also if we figure he is 21 (old enough to order his own cell + afford it) that means he'll be 28 by the time he can rent a decent place? I'd say that's a good chunk of life.

I own my house.

 

[squirrelproductions]

However I've had an instance where even though I paid off the debt the creditor kept listing my debt as being paid every single month. So it looked like (for the better part of 5 years) I always had a debt that was paid off just that month. To this day I still have a problem convincing people that it is an error on my report because some people still pull it up incorrectly. All because I told ATT to cancel my phoneline and I didn't bother to open my letters from them thinking they were "HEY PLEASE COME BACK!" letters not more bills!

If there are errors that you have reported to the credit bureaus that haven't been corrected, you might want to look into collecting fines for FCRA violations. At one point, the penalty was $1000 per violation; that could be money going into your pocket. But I'm not a lawyer nor do I play one on TV.

 

[Tesha Regalbuto]

I have a fun story for you... I purchased a nexus 4 from google play before christmas..paid for it and still have not gotten it. Every time i call they say a specialist is going to contact me and they do...by email..nothing get accomplished. Im at wits end with this. My opinion is that google sucks. This happened when purchasing a nexus 7 before that.