Not bad. 2 years for $129 on the Note 4, $95 deductible covers drops, cracks and water.
Samsung Protection Plus Mobile Elite
Samsung Protection Plus Mobile Elite
Your deductible should not be that low on your homeowners. Homeowners policy should be for high dollar claims. Otherwise, it will increase your payments
Whoa! I need to call my homeowners and see if mine is the same. Thank you!I called our homeowners insurance company before I canceled the insurance AT&T offers. Smartphone loss is zero deductible (damage or actual loss/theft).
Your homeowners policy is by far the cheapest way to insure any smartphone.
Does it count as a claim against your policy? As in could it affect your premium?
Sent from my Verizon Samsung Galaxy Note 3
In some sense it probably does however we had a claim due to water damage 3 years ago that was around $3,000 and that did not cause the premiums to increase so a phone claim (which I've never done) probably wouldn't have much if any effect on the premiums.
I wonder if this would work with a renter's insurance policy? Mine covers up to $15K of contents.
In some sense it probably does however we had a claim due to water damage 3 years ago that was around $3,000 and that did not cause the premiums to increase so a phone claim (which I've never done) probably wouldn't have much if any effect on the premiums.
This is good info, just called my insurance company to see if I have any smartphone clauses in my homeowner's insurance policy. Also, about 5 months ago, I has a van stolen, the van wasn't worth $1000, but I had a lot of my roadrace gear in the van. Total came out to about $11,000. I almost cried because I only had liability on the van. I was told I might be covered under my homeowner's insurance. Wow, they came through like a shining angel. They replaced $7000, because my deductible was $4000. Also, my premium didn't go up !!
Your homeowners policy is by far the cheapest way to insure any smartphone.
What did your insurance company tell you about smartphone coverage through your homeowners policy?
I called them right after I made that post, my agent is supposed to call me back tomorrow with the answer on the smartphone policy, if there is one!!
BTW, I am with StateFarm..
My Verizon insurance is $5/mo full coverage ... $100 deductible asurion.. who's paying $11/mo and deductibles?!