01-18-2015 06:25 PM
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tools
  1. doctordwaynewilliams's Avatar
    Which one are you all using and why? Any benefits of one over the other?

    Scribbled from the mighty pen of my Galaxy Note 4!
    11-11-2014 09:18 AM
  2. Closingracer's Avatar
    ..Softcard sucks lol Google wallet all the way. Rather trust Google with my credit cards then softcard

    Sent from my SM-N910V using Tapatalk
    11-11-2014 09:42 AM
  3. doctordwaynewilliams's Avatar
    ..Softcard sucks lol Google wallet all the way. Rather trust Google with my credit cards then softcard

    Sent from my SM-N910V using Tapatalk
    Care to expound?

    Scribbled from the mighty pen of my Galaxy Note 4!
    11-11-2014 09:44 AM
  4. Closingracer's Avatar
    Care to expound?

    Scribbled from the mighty pen of my Galaxy Note 4!
    Simple really. I already have a credit card on file to buy apps and they use the same ones with Google wallet so why have another company have my cards when they don't need to since they do the same thing as the other company.
    I also rather support Google wallet over what the carriers want

    Sent from my SM-N910V using Tapatalk
    qbnkelt likes this.
    11-11-2014 09:45 AM
  5. doctordwaynewilliams's Avatar
    Simple really. I already have a credit card on file to buy apps and they use the same ones with Google wallet so why have another company have my cards when they don't need to since they do the same thing as the other company

    Sent from my SM-N910V using Tapatalk
    That makes sense. But you said that Softcard sucks. Why does it suck?

    Scribbled from the mighty pen of my Galaxy Note 4!
    11-11-2014 09:46 AM
  6. Closingracer's Avatar
    That makes sense. But you said that Softcard sucks. Why does it suck?

    Scribbled from the mighty pen of my Galaxy Note 4!
    Also didn't like the app the brief time I opened it. I also think it's best to support 1 service and Google wallet has more brand power then softcard. If we want a successful nfc payment system we need it to be unified like Apple pay is. If you have an iPhone 6 or higher you can use apple pay. With android it needs to be Google wallet or softcard and in my opinion it needs to be Google wallet

    Sent from my SM-N910V using Tapatalk
    verks likes this.
    11-11-2014 09:49 AM
  7. doctordwaynewilliams's Avatar
    Also didn't like the app the brief time I opened it. I also think it's best to support 1 service and Google wallet has more brand power then softcard. If we want a successful nfc payment system we need it to be unified like Apple pay is. If you have an iPhone 6 or higher you can use apple pay. With android it needs to be Google wallet or softcard and in my opinion it needs to be Google wallet

    Sent from my SM-N910V using Tapatalk
    I don't understand why it has to be either or. AII three payment systems are supported the same right?

    Scribbled from the mighty pen of my Galaxy Note 4!
    11-11-2014 09:52 AM
  8. Closingracer's Avatar
    I don't understand why it has to be either or. AII three payment systems are supported the same right?

    Scribbled from the mighty pen of my Galaxy Note 4!
    Yes but if you want traction and long term support for a system that has yet to grow I think 1 system should be supported unified by android

    Sent from my SM-N910V using Tapatalk
    11-11-2014 10:01 AM
  9. LaTuFu's Avatar
    You're right, all three payment systems are supported the same, in that none of them are supported any more at the moment.

    The retailers are giving any credit card based system the Heisman right now (Google Wallet, Apple Pay) in favor of their own proprietary system that forces you to link directly to your bank account.

    Not that I am opposed to a different system, necessarily, but this CurrentC program being developed by the "MCX" is the wrong way to go about it.

    I'm as against excessive fees on anything as the next person, but the way to solve it is not by refusing to allow choice in the marketplace.

    Walmart, Home Depot, CVS, and other major retailers have enough clout to fight the credit card fees without forcing a third system down our throats. Especially a system that isn't as secure or easy to use as the ones that are already available.
    11-11-2014 10:06 AM
  10. Liquidretro's Avatar
    Google Wallet all the way. Softwallet doesn't accept my credit card brands. I also hate supporting this more carrier exclusive payment crap. Let the industry standardize on one or two systems and get wide support. Long live GW and Apple Pay.
    kittenphelia and RJV3 like this.
    11-11-2014 10:24 AM
  11. doctordwaynewilliams's Avatar
    Google Wallet all the way. Softwallet doesn't accept my credit card brands. I also hate supporting this more carrier exclusive payment crap. Let the industry standardize on one or two systems and get wide support. Long live GW and Apple Pay.
    I guess I still don't understand why it has to be one or the other. I can understand having a preference. And we are all given a choice of which to use. I just dont get why it is necessary to have unified backing of just one if they do the same thing.

    Scribbled from the mighty pen of my Galaxy Note 4!
    11-11-2014 10:31 AM
  12. Closingracer's Avatar
    I guess I still don't understand why it has to be one or the other. I can understand having a preference. And we are all given a choice of which to use. I just dont get why it is necessary to have unified backing of just one if they do the same thing.

    Scribbled from the mighty pen of my Galaxy Note 4!
    Because supporting one will help it finally gain traction. Supporting each and small amounts will hurt it

    Sent from my SM-N910V using Tapatalk
    qbnkelt likes this.
    11-11-2014 10:37 AM
  13. doctordwaynewilliams's Avatar
    Because supporting one will help it finally gain traction. Supporting each and small amounts will hurt it

    Sent from my SM-N910V using Tapatalk
    I'm sorry, but could you explain how? For some reason I'm not seeing things the way you are. Maybe you can give me some insight.

    Scribbled from the mighty pen of my Galaxy Note 4!
    Liquidretro likes this.
    11-11-2014 10:38 AM
  14. Closingracer's Avatar
    I'm sorry, but could you explain how? For some reason I'm not seeing things the way you are. Maybe you can give me some insight.

    Scribbled from the mighty pen of my Galaxy Note 4!
    As of right now places like cvs and rite aid are disabling nfc payments because they want to market their currentc. If we only had apple pay and Google wallet as had those as "standards" or generally accepted as the 2 nfc payments it would be a lot easier to grow and such. If there was only Google wallet and not Isis or now softcard carriers wouldn't of blocked Google wallet and perhaps wallet would be a normal thing now. I also just would like to have 1 app I could use anywhere .


    Sent from my iPad using Tapatalk
    11-11-2014 10:49 AM
  15. Liquidretro's Avatar
    I guess I still don't understand why it has to be one or the other. I can understand having a preference. And we are all given a choice of which to use. I just dont get why it is necessary to have unified backing of just one if they do the same thing.

    Scribbled from the mighty pen of my Galaxy Note 4!
    Because supporting one will help it finally gain traction. Supporting each and small amounts will hurt it

    Sent from my SM-N910V using Tapatalk
    As a retailer your much more likely to support and promote one or two systems that have the largest market share rather than 10 different systems that end up confusing people. Just look not every retailer takes American Express, most take Visa and one other. The carriers wanted into this because they saw they could get a cut of the transaction and mine the data.

    In my experience Softcard (ISIS) didn't work well, it would fail where Google Wallet would work. It also didn't support my Visa credit card so I had to prefund with a bank account not EFT when needed. I also thought the Google App worked a bit better and more simple to setup.
    qbnkelt likes this.
    11-11-2014 10:50 AM
  16. Closingracer's Avatar
    As a retailer your much more likely to support and promote one or two systems that have the largest market share rather than 10 different systems that end up confusing people. Just look not every retailer takes American Express, most take Visa and one other. The carriers wanted into this because they saw they could get a cut of the transaction and mine the data.

    In my experience Softcard (ISIS) didn't work well, it would fail where Google Wallet would work. It also didn't support my Visa credit card so I had to prefund with a bank account not EFT when needed. I also thought the Google App worked a bit better and more simple to setup.
    That is another reason why I don't want softcard . Don't want Verizon mining my data as much as they anyways lol


    Sent from my iPad using Tapatalk
    11-11-2014 10:51 AM
  17. LaTuFu's Avatar
    I'm sorry, but could you explain how? For some reason I'm not seeing things the way you are. Maybe you can give me some insight.

    Scribbled from the mighty pen of my Galaxy Note 4!
    It's kinda like the early days of Android, before Google had to rein in the carriers somewhat. Google early on thought they could just release the SDK to the masses, and utopian amazing development would happen. Reality was, Motorola started writing code on top of it that would only allow certain things to work IF you owned a Motorola Droid phone, Verizon wrote code that made it that much more exclusive, ditto Samsung, AT&T, et al. Fragmentation was a very real and very significant threat to Android's long term sustainability. That's why you saw Google "take back" certain aspects of the code, and force the major players to play nice in the sandbox together.

    It's the same way with NFC payment systems. If the market is allowed to develop two or three major standards (like AmEx, MasterCard, Visa did in the charge card world) instead of lots of smaller ones, it will be much harder for the major retailers to block their adoption.

    Personally, I don't really care if the MCX wants to develop the CurrentC system. That's just great. But don't disable my ability to choose Google Wallet if that is my preference to do so.
    11-11-2014 11:32 AM
  18. Mad4sax's Avatar
    Had Google Wallet switched to Soft Card.
    Why?
    Well with Soft Card I can use my Chase Credit card or the Serve that is linked to an account.
    Also the Serve comes with a "Hard Copy" so even at Costco that will only take American Express I can pay with Soft Card. Or any place that does not have NFC tap and pay I can use it.
    11-11-2014 11:54 AM
  19. Tkbredx's Avatar
    Every place would accept every type of payment. We shouldn't have to use one main payment system for it to gain traction so more places accept it.

    However, I'm Google wallet all the way.
    11-11-2014 11:56 AM
  20. doctordwaynewilliams's Avatar
    Not sure if Google Wallet does this, but I can transfer money to the prepaid American Express Serve card that I have to automatically put a specified amount on the card and only out that amount on it I use it at my local grocery store that accepts tap and pay and it keeps me on budget because I can only spend up to that amount per week. It's small I know. But I like it that way. Does Google Wallet do this too? Can I limit the amount of money I spend?

    Scribbled from the mighty pen of my Galaxy Note 4!
    11-11-2014 01:04 PM
  21. Closingracer's Avatar
    Every place would accept every type of payment. We shouldn't have to use one main payment system for it to gain traction so more places accept it.

    However, I'm Google wallet all the way.
    Because then you have cases like what cvs and rite aid are doing ....if I had a Walgreens near me or Duane read which is a local cvs like drug store chain I would stop shopping at rite aid and cvs based on principle . Generally competition is a good thing but in this case having 3 separate systems just on android alone is a bad thing when even the first big one Google wallet been available since 2011 and has yet to gain much traction and only recently can be installed on most phones


    Sent from my iPad using Tapatalk
    11-11-2014 01:52 PM
  22. doctordwaynewilliams's Avatar
    i still dont trust any of em
    I do. I haven't had any issues with mobile payments before. No reason to be skeptical now.

    Scribbled from the mighty pen of my Galaxy Note 4!
    11-11-2014 03:20 PM
  23. damink23's Avatar
    I am using Softcard vs Google wallet for the simple fact that I get the proper points on my CC while using Softcard. google wallet uses a dummy MasterCard which then shows all my transaction as a business purchase. Thus, I dont get the proper point on my Amex. Functionally, I have seen no difference in using each of them.
    11-11-2014 03:47 PM
  24. keyzlife's Avatar
    Not sure if Google Wallet does this, but I can transfer money to the prepaid American Express Serve card that I have to automatically put a specified amount on the card and only out that amount on it I use it at my local grocery store that accepts tap and pay and it keeps me on budget because I can only spend up to that amount per week. It's small I know. But I like it that way. Does Google Wallet do this too? Can I limit the amount of money I spend?

    Scribbled from the mighty pen of my Galaxy Note 4!
    Google wallet does this as well. I used Softcard with my Note 3 as Wallet wasn't supported. This is how I use mine in Google wallet. It is nice though to be able to add any card you want to tap and pay on the fly. The actual tapping to pay has worked well for me with both apps. The biggest difference to me is the funding. Adding funds to the Serve card can take up to 5 days sometimes whereas the Google wallet card can have money added while you're in line in the store. It's instantaneous. Most significant advantage for me.

    Another key feature of Google wallet is the ability to add loyalty cards. If you have membership cards such as Best Buy, GNC, Walgreens, etc., you can have all of them scanned directly from the Google wallet app. Softcard cannot do this. You could use an additional app such as Keyring, but I'm all for having one app do as much of my work as possible. Hope that helps.

    sent from my Samsung GALAXY Note® 4
    11-11-2014 04:03 PM
  25. doctordwaynewilliams's Avatar
    Google wallet does this as well. I used Softcard with my Note 3 as Wallet wasn't supported. This is how I use mine in Google wallet. It is nice though to be able to add any card you want to tap and pay on the fly. The actual tapping to pay has worked well for me with both apps. The biggest difference to me is the funding. Adding funds to the Serve card can take up to 5 days sometimes whereas the Google wallet card can have money added while you're in line in the store. It's instantaneous. Most significant advantage for me.

    Another key feature of Google wallet is the ability to add loyalty cards. If you have membership cards such as Best Buy, GNC, Walgreens, etc., you can have all of them scanned directly from the Google wallet app. Softcard cannot do this. You could use an additional app such as Keyring, but I'm all for having one app do as much of my work as possible. Hope that helps. http://tapatalk.imageshack.com/v2/14...a894238d1e.jpg

    sent from my Samsung GALAXY Note® 4
    I was able to add money to Softcard instantaneously. I just did it today. But I do get the rest of your position. There does seem to be some pros and cons of both. But that's why I like the fact that there is a choice.

    Scribbled from the mighty pen of my Galaxy Note 4!
    keyzlife and mrmoe110 like this.
    11-11-2014 04:07 PM
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