Well, everything went in well. I did a factory reset as prescribed in another thread adn added my main two email accounts (can't add my GMAIL account yet). I did an App backup, but decided not to follow through with it. In the other thread (darn good one too) he states that you should not reinstall.....I am not taking any chances at screwing things up. So, I will wait until I get home and re-add everything via WiFi. I did notice that after the upgrade, it was a bit sluggish.....after the system restore, nice and fast. So, the system restore IS DEFINITLY a MUST DO. 
