Don't plan to root. Bloat doesn't affect performance of the phone in any way. Like others have mentioned, you can disable it but I didn't even bother.
What is the point of moving apps to sd card? The phone has plenty of on board memory for hundreds of apps if you need. And the sd card is still available to store media. I would much rather store the apps on the phone and media on sd personally.
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Unless those bloatware start automatically updating when you don't need them to.
I just disabled them all. No need to root for me.