Personally, I think the bump charging procedure is overly complex and misses the root cause of the level drop after charger disconnect on the Thunderbolt. The reason your battery level drops up to 5% as soon as you take it off the charger is not because the Thunderbolt didn't charge it all the way, but rather because after it charged it to 100%, it actively discharges the battery until it drops to about 95%, and then it charges it up again, and discharges it again, over and over. When it's discharging, it does so at a rate of 145 mA, which is about 3-4 times the current draw of an idle phone. The total charge/discharge cycle is 30 minutes, with 15 minutes of charge and 15 minutes of discharge. The graph of the current over time looks like the attached picture.
If you disconnect the phone from the charger right at the point where it switches from charging to discharging, then you actually have a fully charged battery and the level will not immediately drop from 100%. If you disconnect it at any other point in the charging cycle (which is far more likely), the level will immediately drop to something less than 100%. The only "bump" charging you need to do is to unplug it and plug it back in again for exactly 15 minutes.