I hear you. Would be nice to know if samsung is indeed dropping the note series and this is the last note, I would say jump on it for sure. I am getting the feeling that the note is over, they are talking about announcing the fold 3 in may, no mention that I've seen of the note 21. If they are planning on moving the note to the S series, they really screwed it up with the s21U, the Spen is not embedded or bluetooth. This gives me hope there's a note 21, I'm not a samsung fanboy and accept that for a note. I like my fold 2, and would like Spen support, but if they do it like the S21U, then who cares, it's useless IMO.
I get the retired part, I'm going to slow down on phones myself. They are getting to expensive to do yearly or quarterly as some of these young ones do, and retirement is coming. I think common sense starts setting in when getting older and you start seeing these new phones really don't offer much new every year, that's probably why I see the S21 series as a disaster if you have a note 20U or note 10+, there's realy nothing to get excited about if you look past the new part.
With the note 20 deal, go with your gut, that's a great price to step up to it, but there's really no need to for specs if you have the note 10+ either. My opinion, I would only do it if you think the notes are gone, but samsung is not saying much about it, but I do seem to recall some article that samsung did mention the note going and the folds taking the notes spot, but I can't say that for sure, my memory could be acting up. If I see the article I'll share it.
Thank God, looks.like the note is staying around, let's pray the Spen stays embedded in phone
https://www.google.com/amp/s/m.busi...ring-galaxy-note-series-in-2021/1/425133.html
By the way, the price for you to get the note 20U trading in a note 10+ is $549. I was trading in a s7, lower trade in amount.