dropped my x got a crack in screen

[NegativeCreep]

Should i tell them that i drop the phone after i purchased the insurance

Sent from my DROIDX using Tapatalk

Yes, the damage happened after the purchase of insurance. This is why you should wait a few days before filing the claim.

 

[King Neptune117]

Idk if i shud pay 90 bucks for a new phone. It still works, and the crack is about an inch in length

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[King Neptune117]

What's the difference between ref urb and new

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[brandonx1000]

refurbished is a "used" device sent back to the manufacturer, reconditioned, and sent back out as a "replacement" device

all warranty and insurance replaces are Certified Like New Replacements

 

[rjdangerous]

Idk if i shud pay 90 bucks for a new phone. It still works, and the crack is about an inch in length

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Don't be ghetto get it fixed

 

[King Neptune117]

I wud but im afraid the refurb will have no branding or logos on it. My last motorola refurb a few years ago did

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[brandonx1000]

I wud but im afraid the refurb will have no branding or logos on it. My last motorola refurb a few years ago did

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what are you talking about? you will get a verizon branded droid x, logos and all. not really sure what you're talking about

 

[DaRkL3AD3R]

Ok first off it sounds like you're really young and don't quite understand how insurance works, so I'll teach you a valuable lesson in life:

Insurance is just that, insurance that your product, whatever it may be, is covered that IN THE EVENT something bad happens you can get it replaced. Insurance is not something you buy AFTER an accident occurs, it is something you have BEFORE the accident so that you are covered. If you walk into the Verizon store and say "hey my screen is cracked, and I don't have insurance but I'd like to buy insurance so I can get this phone replaced for less than 1/5th the price" they will likely laugh at you and say sorry you're **** out of luck.

Now if you call up Verizon and say "hey I've been using this phone and I feel its fragile. I would like to purchase insurance for it. Can you please add the insurion insurance to my plan please?" I'm sure they'll gladly throw it on no questions asked. After its on wait a solid amount of time, as James said MINIMUM 24 hours then go into the store and show them your phone, tell them you have insurance and you need to get it replaced.

To be honest even 24 hours seems to close. I'd wait a solid week just to be on the safe side. They may not have any hard way to prove it happened before you got insurance, but you have no hard way to prove it didn't either.

The whole 30 day thing matters because when you buy a phone from Verizon you get 30 days to decide whether you want to purchase insurance or not. After the 30 days its basically too late. So I suggest you hurry up and call them. Now.

Edit: for the record I do not endorse this type of behavior. This IS insurance fraud. Anyone who thinks otherwise just doesn't want to accept it. I never have and never will do something like this. Just saying for the OP's sake, he needs to understand how these things work and since I'm such a nice guy, this method (even though illegal) is the best way about handling his situation.

 

[rogeroh33]

O had sent in a claim the first day I got out which was the day after the release I was probably the first *** to loss my droid x on the ocean. I felt bad cause my uncle was the only one going to the beach whole everyone went to see the dolphin trip on cape may.i why with him cause he gets sea sick lol. It was so hot After I set up The umbrella I jumped on the water the phone was in a zip lock so out tang for a couple hours lol. I called insurion and they replaced it day one don't wait if you paid with ordered insurance. It took them a while they told me they haven't even received there own stock. I called f reeking they said they had some hidden o was like wtf I been waiting.they sent it next day after feeling out. Good luck!

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[Oj467]

Hi - I own an insurance agency and I'm an insurance agent - have been for 21 years. This is insurance fraud.

Please have a look at the contract.

Section A (the FIRST paragraph of the contract):

In exchange for premium paid when due, we agree to provide the coverage as stated in this Policy, provided that any covered damage or loss the Covered Property is sustained while your coverage is in effect.

Section A - paragraph 4.

We cover direct loss or damage that occurs during the policy period shown in the Declarations.

I don't think it's really necessary to provide definitions of "while" and "during" - is it?

This no different than having a car insured with liability insurance only - wrecking it - calling your agent up to add Comprehensive & Collision coverage - then turning in a claim for thousands of dollars of damage a few days later. Sure it's on a much smaller scale - but it's still insurance fraud.

Everyone here that bought insurance and is suggesting the op commit insurance fraud - please remember this when the $6/month fee is up to $8 or $9/month next year - or possibly not available at all anymore. We all get to pay for these shenanigans in the end.

 

[roberte1342]

Can you post a pic?

 

[kj11]

O had sent in a claim the first day I got out which was the day after the release I was probably the first *** to loss my droid x on the ocean. I felt bad cause my uncle was the only one going to the beach whole everyone went to see the dolphin trip on cape may.i why with him cause he gets sea sick lol. It was so hot After I set up The umbrella I jumped on the water the phone was in a zip lock so out tang for a couple hours lol. I called insurion and they replaced it day one don't wait if you paid with ordered insurance. It took them a while they told me they haven't even received there own stock. I called f reeking they said they had some hidden o was like wtf I been waiting.they sent it next day after feeling out. Good luck!

Sent from my DROIDX using Tapatalk

Um...what?

 

[King Neptune117]

Are you guys sure manufacturers warranty wont cover this. I litterally dropped this thing from two feet and it broke, thats not right. This is still surreal, that thing was like my baby

 

[paulinbna]

This is the exact reason why I have a case and a screen protector. (Invisible shield).
The phone might of hit the ground and a very odd angle and it broke after all it is just glass.
How much does it cost to get the screen replaced, it can't be much more then the $90 for the replacement phone. Then the OP will not be committing insurance fraud.

 

[King Neptune117]

no i believe that with insurance it is 90 dollars.

 

[Chiplg]

Everyone here that bought insurance and is suggesting the op commit insurance fraud - please remember this when the $6/month fee is up to $8 or $9/month next year - or possibly not available at all anymore. We all get to pay for these shenanigans in the end.

Exactly. Don't commit fraud.

 

[King Neptune117]

anyone know what the deductible would be

 

[King Neptune117]

will my replacement droid x run just like, and look just like, my old one? Also how quickly would i recieve it? I figure it will take a while considering that the x is so popular.

 

[gotnoteeth]

This is exactly why insurance costs $8.00/month. People defrauding the insurance company!

 

[ratmonkey]

Why would a manufacturer's warranty against manufacturing defects guard against your stupid? If you want to commit a felony by defrauding the insurance company...after you set up your insurance, you tell them it broke, pay the 89.99$ smart phone deductable, and they mail you a refurbished droid x.

I honestly can't believe you're this unable to grasp the concept of insurance and warranty. You must be a teen.