I just did a factory reset, and had to reload my apps myself, so I don't think you have to uncheck anything. Had some issues with some apps not being recovered, I sent the developers an email about it with my attached receipts, and still waiting on responses. It's just over 24 hours since I sent those, so no replies yet. Also had a few apps that I had bought and got refunded. These apps have re-appeared in my account, I've also sent emails to those developers as well asking for an explanation, and also to make sure that I'm not charged for apps I don't really want.