On multiple phones I've had from multiple manufacturers, trying to view videos from Google Photos via the cloud is frustrating. The app buffers and the videos, no matter how long, don't play. Again, multiple Sammy and LG phones this has occurred with.
So excuse me that I'm not sold on a world where SD cards are phased out in phones. For me, its easier to take out the card, pop it in my laptop or PC (both have microSD slots) and transfer. No messing with cables, as I may not have a cable with me all the time.
I did get the 256GB S21, but mainly because of the TMo trade-in deal. Gave up my S9 and got the S21 at $799 off. The S20FE will stay my daily driver, and the S21 will be a spare or the wife's.
Its not like the tray takes too much space. Its part of the SIM tray anyways. If it was in a different part of the phone, sure, I can see removing it, but its not. This is a money grab to make people pay more. They are taking the bad elements of Apple and rolling it into their business model.