I paid more than half for my galaxy S8 can I upgrade to a different for like a iPhone 6 or 7

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AC Question

The guy I talked to had said I can upgrade after certain amount of days since I paid more than half of my Samsung galaxy S8 off and I've been wanting to get an iPhone 6plus or 7 instead and just pay off whatever iPhone I get is worth can i do that or no ?
 

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