I personally leave mine off, as the Walmart crowds are immense and folks don't seem to mind crowding right up against you while you are trying to read your shopping list.
Think of it this way. Just how often do you need NFC anyway? Maybe once or twice a year?
For me, it has been never so far. I send photos to my family via MMS
My phone has a huge amount of pictures relating to my job. My family could care less about them. I do not want stuff be transferred over to my wife's S5 w/o me knowing about it.