Completely unacceptable. You pay $1400 for a phone, you shouldn't be forced with ads when you get it home. At the very least you should be able to turn them off.
I saw that article where they stick an ad in the dialer?! Really Samsung?? I think I read a month or two ago ads popping up in their Samsung Music app or something like that??
When I got my Note 8... Irritated me that I'd open the Samsung Store app to check on Samsung updates and I would get an ad the moment I opened it... and it had music playing at full blast causing attention before I had a chance to close it. And there was no option to disable.
I had to buy a lifetime subscription to Adguard Pro to remove the irritating pop up because on Android it blocks ads in apps as well as browsers.