Leaving charger on

Actually no mobile phone will truly charge to 100%, the software shuts down the current once it reaches 95-98% depending on the phone to prevent overcharging. The software just tells the phone to report 100% the same with any other rechargeable mobile device.

But yes contrary to popular belief it will not hurt your phone to leave it plugged in to the charger at full. I usually only do though when I go to sleep at night since that's usually the only time I charge mine.

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This is one of the best reads on battery and charging that I have read in a while courtesy of our friends over at Xda:
Your battery gauge is lying to you (and it's not such a bad thing) - xda-developers

The best advice from that article:

stop paying such close attention to your battery gauge and to just use your phone. Charge it whenever you can, and then stop obsessing over the exact numbers. If you really need more usage time, buy an extended-capacity battery and use it normally.
 
This seems like the 40th time I've posted this (this month), but here goes again.
In short, no it won't hurt and yes the phone quits drawing current after it's charged (with periodic recharges as the battery drains)
http://phandroid.com/2010/12/25/you...is-lying-to-you-and-its-not-such-a-bad-thing/

Well, thanks for sharing your views. Here is something contrary that I observed with my android:

1) After battery is 100% charged and AC charger is connected, I took out the battery and phone is dead (AC is ON).

2) Without inserting the battery, I tried to switch ON with AC charger connected, then the phone vibrates, shows the model number on screen (as always) and dead again.

Nothing in your experiment contradicts that article.