You have to make it and spend it..... What you going to retire with all that money when your 65 and than enjoy it? If I work hard now I reward myself now. As long as My bills are paid first, + essentials are taken care of the extra money I spend.
If I upgrade phones once a year for something I use daily I find that more that fair. I work 50-60+ hour weeks, $300-$400 I spend once a year on good technology imo is worth it.
You don't need to justify what you do with your money to anyone here. If you can afford to treat yourself to a new phone when you want one, cool. There's plenty worse things people do with their money.
