I'm going with Samsung this time around. Their trade-in value for S20+ is $50 more and there is an instant $100 discount on top for Verizon. No idea why it would be there and not on Verizon but I'll take it. I would have liked to use my Verizon Device Dollars for the purchase but even seeing where that brings me on the Verizon site, I still make out better with Samsung and then get the free goodies. I am annoyed about no sd card slot. Totally ridiculous and that screws me out of getting a nice color because now I have to go with 256 and that only comes in the boring black. Yes, I know it's covered by a case. Still annoying!!!