Samsung pay just doesn't work reliably. I don't care what the commercials say

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Guess I'll go for the $5 Dunkin Donuts card after 3 uses. Question, what happens if I order $6 worth of food at Dunkin Donuts? Can I still use the $5 gift card for partial payment? How?

I used mine yesterday. I bought $5.24 worth of stuff; the cashier scanned my coupon's QR code off my phone, which brought the total down to $0.24, and I paid the remainder in cash.
 
I used mine yesterday. I bought $5.24 worth of stuff; the cashier scanned my coupon's QR code off my phone, which brought the total down to $0.24, and I paid the remainder in cash.

I just used the $5 dunkin card and paid remaining with reward card.
 
It definitely doesn't work at CVS. You probably used it a Walgreens. CVS has their own CVS pay that they want you to use.

CVS joins the digital payment app parade

"Apple, Google and Samsung believe they have an edge because their devices come equipped with payment capability upon delivery to consumers. Users can load payment options into Apple Pay, Android Pay and Samsung Pay, authenticate their identity on the phone while at the cash register and tap or hover their device to complete the transaction.

But for now, CVS and Walmart aren't accepting those three options."



SP works at Walgreens though.
As stated.. I knew I wasn't at Walgreens. I used it just now at CVS without issue since Samsung Pay doesn't require NFC and can be used as a normal card. 1473117741974.jpg
 
I used it at wallmart ,looked like a regular terminal just held the phone over it and it worked
 
Little update (not good for us SP Users), Lowe's and Home Depot have 'updated' most of their terminals (and if it's still not in your store, it will be soon) to be 'swipe' + PIN for debit and Chip for credit. No NFC terminals, however, so if you want to use SP with these stores, you'll have to use debit as credit won't work because it'll need the chip (which requires you to pull out your card, anyway).
 
Little update (not good for us SP Users), Lowe's and Home Depot have 'updated' most of their terminals (and if it's still not in your store, it will be soon) to be 'swipe' + PIN for debit and Chip for credit. No NFC terminals, however, so if you want to use SP with these stores, you'll have to use debit as credit won't work because it'll need the chip (which requires you to pull out your card, anyway).

My card has a chip but when using Samsung Pay it doesn't ask for it even if at a store that requires it.
 
My card has a chip but when using Samsung Pay it doesn't ask for it even if at a store that requires it.

Yup, it's not just about the card. Just tried and confirmed with them that those terminals will require a chip for credit cards (so credit cards without one are also out!) and will only accept swipe/PIN for debit. They're even putting little stickers on the terminals for that. :(
 
I think that information is bogus. Samsung Pay using MST sends information to the issuing bank, via the terminal, that this is a chip-free card. Bank then acknowledges and the token exchange starts to process the transaction. Hard to believe that Lowes would turn away all business from those customers who do not have chipped cards, of which there are many. Sometimes the IT folks don't fully understand the systems they are working with,.
 
Yup, it's not just about the card. Just tried and confirmed with them that those terminals will require a chip for credit cards (so credit cards without one are also out!) and will only accept swipe/PIN for debit. They're even putting little stickers on the terminals for that. :(
I really hope you're wrong.
 
MST is just like swiping your card, and the terminal will ask for pin after. I use my credit card which has a chip at walmart using samsung pay but if I swipe the card it want to scan the chip and rejects it. I don't see how this would stop samsung pay from working. I also don't think they would only accept chip cards and lose customers and sales.

Yup, it's not just about the card. Just tried and confirmed with them that those terminals will require a chip for credit cards (so credit cards without one are also out!) and will only accept swipe/PIN for debit. They're even putting little stickers on the terminals for that. :(
 
I think that information is bogus. Samsung Pay using MST sends information to the issuing bank, via the terminal, that this is a chip-free card. Bank then acknowledges and the token exchange starts to process the transaction. Hard to believe that Lowes would turn away all business from those customers who do not have chipped cards, of which there are many. Sometimes the IT folks don't fully understand the systems they are working with,.

I get how MST works, and I get how SP works. BUT this is a specific terminal requirement (swipe+pin for debit, swipe+chip/chip for credit), and whether or not it is a smart move, remains to be seen (businesses 'lose' between 2 to 3 percent on credit card transactions due to bank fees, so pushing debit ones isn't such a bad idea for THEM).

Just trying to help those whose cards won't work at Lowe's/HomeDepot and 'blame' Samsung Pay when in reality it's the stores requiring chips for credit cards no matter what.
 
I am sure, good or bad we all have different stories. Mine are good. Anytime I have had an issue it's either me or the cashier. I also had a good experience with Samsung pay customer service. I has a minor issue with my phone but knew it would bother me so I factory reset. Lost my $20. Called and was told it could take up to 7 days. Got it in less then 24. That was 7-9 days ago. Got a call today from the same agent asking if I got it and how it went. Told him it's all spent and a good thing considering I need to do the phone exchange I would loose it again. He advised me that those deals apply to a NEW phone and that any promotions apply to NEW phone will be availabl. And they will add to any transferred money.

So anyone who gets there new phone don't forget to apply to the promos again.
 
I'm giving an update after over a month's use on Note 7--I've had 100% success rate and I've used it everywhere from Farmer's Markets to ancient food stalls in China Town.
It works.
 
Sorry to hear that you're having issues with it. I've used it since it first came out, and I have literally never had it fail on me. I love it, and it's more secure than using the actual credit card!
 
I found Samsung Pay works at many more location as oppose to Apple Pay. I loved Apple pay when I could use it. First day I got my Note 7 I was able to use it at tores that I could not use Apple Pay such as CVS and various groceries stores. It isn't as quick as Apple Pay however, and I had to get use to the fact that I had to swip up from the screen to get my Samsung Pay on, unlike Apple Pay where it will automatically pop up once I place it near the machine.

After holding down my fingerprint for a few seconds, the transaction was fast and simple. Even the cashiers were impressed. Did not have to sign nor take out my wallet at all.

Overall, I am very pleased with Samsung Pay. Just hoping they will get more Banks involved so I can finally put all my credit cards on it.
 
I have used it at many places of the past few weeks where the cashier was adamant that it would not work, only to be amazed that it did work. Yesterday, I one told me I was doing it wrong as the payment went through. (I always use MST, even on NFC enabled terminals.) Each time the question is, what is that? in an amazed tone.
 
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