Samsung Pay: Useful Tool or Cool Novelty?

[RockyMin]

Tried it at a Dollar General yesterday and same thing. Declined because of invalid transaction or something. I just can't seem to get this to work as a Debit.

When I set it up, I did the online authorization but I'm wondering if I still need to call my bank. Is anyone a PNC Bank customer and had to call them when setting up Samsung Pay?

 

[jaltman]

I haven't seen anyone mention that you may like using different cards in different locales. Sometimes Macy's or whoever only gives you sale price or bonus if you use their card. I wouldn't even know which card to use. I would prefer to use my debit card but fear security and the pin required issue nobody has answered. Also what about machines that ask debit or credit? You answer on their machine or on your phone?

If debit + pin gets declined, when it asks for pin hit "cancel" on the machine and it will switch to treating the debit card as a credit card and usually goes right through. The pin is your usual pin, not a special one due to SP being in use. If they ask for the last four of the card number that when you use the four digit virtual card number on the phone's screen labelled "Last four digits for cashier." The question debit or credit is answered on the machine, not your phone.

 

[TheNexusMan]

I think it's ridiculous. It takes no time to take out my wallet, pick a card and swipe. You guys have to take out your huge phone, fingerprint unlock, then open an app then point to the machine? No thanks. If you gotta type a pin to open your phone, then you can type your pin on the machine.

I prefer cash anyway. I'm not a fan of fingerprint readers either. I'm not even old.

Again, as I stated before, people who call it "ridiculous" don't actually use it, so have no clue as to what they're talking about. I often times ALREADY HAVE my phone in my hand when at a register/line, so it would actually take MORE time to set it down and pull out my wallet. And if I did not already have my phone in my hand, it would equally "take no time" to pull my phone out instead of my wallet. Next, the Galaxy S7 is hardly "huge," and the app does NOT have to be opened, nor the phone "fingerprint unlocked." You literally swipe up from an off screen, and touch your finger to the home button. Then you're done. How in your head that process is somehow more time consuming than pulling out your wallet, pulling out the credit card you want to use, or searching for and counting out the amount of cash you need, giving either to the cashier, having him count the cash or swipe your card, wait for it to process, wait for a receipt to print, have him hand you the receipt to sign, you sign it and return it and the pen if you used a credit card, or wait for him to put the cash in the drawer and print a receipt and hand it to you, is beyond me.

Also, it comes in incredibly handy for times, like wen I go to the gym, and don't want to bring cash or credit cards with me, but may need to make a purchase on the way there or on the way home.

Finally, you DON'T have to type a pin to open your phone.

 

[SeaDoc]

I love Samsung Pay on my Galaxy 7 Edge - it is the future - just as I was an early adopter with ATM cards at banks decades ago, this will also be an every day occurrence within the next couple of years. I haven't had any difficulty with any vendor and I've asked many of them how many transactions are you getting using this technology in a day... Presently, less than five - so give it time... It is here to stay...

 

[Almeuit]

All Easter weekend I used Samsung Pay. Every store I went to I either used the MST to charge my card or I just used NFC (two places .. Gate / Walgreens had the NFC readers). All of it worked flawlessly.

I think I will be using it as much as I can. If I am able to use it the next month exclusively I think I will be leaving my card at home when I go out shopping at stores.

 

[Nathan Innocent]

It's a mix of both down the line. I do carry the plastic in my wallet if all else fails or the associates at the stores I shop at want to give me a hard time. If I didn't have the Note 5 or S7 edge, then I would not use Android Pay as often. If you have the Samsung phone, it's up to the comfort of that person to use the feature or not. Someone who is younger, glued to their phone, may tend to use it. I use it for every purchase because I feel that it is secure and faster. I've never noticed how long it takes when you are so accustomed to using your phone. I was at Starbucks and some woman had one of those large wallets. She took about 2 minutes to finally pull out her debit card under all the other cards. It felt long to me, but to someone else that's not a big deal. The person after me looked at me with surprise when she saw how fast I was able to complete the transaction. I'm an associate at my job so I understand it from both perspectives. I wouldn't mind doing it for someone else who came into the store as well as paying for it (NCR computers like chipotle has). I find it a useful tool because it's seconds faster and a bit more secure, but it is also a novelty because it could backfire and decline your purchase; then pulling out the plastic with a disappointed look on your face.

 

[jbjtkbw007]

I just used my Samsung Pay for the first time last week. I bought a new computer from the Microsoft Store (ironic, eh?). They had never had anyone use it, so it was an interesting experiment. They processed the transaction on their Lumia devices and then they ring you up at a terminal. When it was time for the card, I held my phone to it and pulled up my SP on my device. After about a second or two, there was a beep. DECLINED. What?!?! So, I swiped my card. DECLINED. Weird.

Come to find that the purchase price sent an alert to Chase as potential fraud like IMMEDIATELY. So, after clearing that up, I tried it again and success. Surprise had by all. I thought it was cool, but convenient? Meh. I'll have to use it a few more times to see the value in doing it.

 

[TechGod2014]

Here's how easy it is...

https://youtu.be/YIzNgO68wK8

 

[torbach1]

I've been using it at more and more places, even where the register is facing the other way, and it's been working 99% of the time. I'm now frequently leaving the house with just my phone and my driver's license.

Posted via the Android Central App

 

[oks10]

I've used it several times so far and one place told me it probably wouldn't work bc neither the Android pay or Apple pay apps worked there. I tried and it worked perfect. I don't see how people this takes any longer than using a card though...

 

[torbach1]

I've used it several times so far and one place told me it probably wouldn't work bc neither the Android pay or Apple pay apps worked there. I tried and it worked perfect. I don't see how people this takes any longer than using a card though...

Once you've used it a few times, it doesn't take longer, unless you're buying a high ticket item and the cashier hasn't seen it used before.

Posted via the Android Central App

 

[Almeuit]

Everywhere I have gone the past week or two I have used Samsung pay except for bars because they swipe it behind the counter and I can't put my phone next to the reader.