Suggestions for phone Insurance

1814

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I saw this at our local CPR Phone repair store, has anyone used this or know of a inexpensive good phone insurance.
 

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B. Diddy

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SquareTrade (now just called Allstate Phone Protection) is one of the best known providers. I've had decent experience with them in the past. What's the deductible for Assurant? It's $149 for Allstate.
 

1814

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SquareTrade (now just called Allstate Phone Protection) is one of the best known providers. I've had decent experience with them in the past. What's the deductible for Assurant? It's $149 for Allstate.

This is what the site states.

Covers 1 cracked screen, 2 batteries, buttons and charging port. For the peace of mind I think Square Trade may be a better deal, I noticed 19.00 for family (4) devices.
 

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o4liberty

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Samsung insurance is only $99 for two years.
For my s23 plus might be more for the ultra models.

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1814

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I have assurant thru my carrier. It's been good for me. Plus in my area I can go to ubreakifix as it's assurant and a certified Samsung Repair.

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We have a certified cellphone repair shop here in town (CPR). They fixed my s21ultra screen, of course I didn't have insurance so it cost 307.00 ??????.
 

B. Diddy

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This is what the site states.

Covers 1 cracked screen, 2 batteries, buttons and charging port. For the peace of mind I think Square Trade may be a better deal, I noticed 19.00 for family (4) devices.

Allstate's $149 deductible is pretty high, now that I think about it. When it was SquareTrade, it was $99, so they raised it. I can't find any clear answer to what the deductible is on Assurant, though. Is it really $39 as mentioned in that screenshot? If so, that would be really good -- but see what the footnote #3 says ...
 

o4liberty

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What's the deductible for a cracked screen repair with Samsung insurance?
$29 for screen replacement and $99 for device replacement. The two year price is a special usually $199 they are having a 50% sale for s23 owners.
I was shocked by the price but I pulled the trigger least expensive insurance out there can't go wrong and you have 60 days from the date of purchase to sign up.

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cohoman

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$29 for screen replacement and $99 for device replacement. The two year price is a special usually $199 they are having a 50% sale for s23 owners.
I was shocked by the price but I pulled the trigger least expensive insurance out there can't go wrong and you have 60 days from the date of purchase to sign up.

Sent from my SM-S916U using Tapatalk
Thanks for that info. $99 for 2 years of coverage sounds like a good deal. I'll have to check it out.
 

Rose4uKY

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When I 1st joined Verizon with 4 lines it was $13 a line or all 4 for $39 which I took and then somewhere down the line I was told I could get coverage for $6.85 per line and it covered most everything that I already had. I need to see now what all I'm covered with now. I thought I remember $29 for a cracked screen but that doesn't sound right and I don't know the deductible.
 

Gary02468

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My suggestion is to self-insure rather than buying insurance. You'll probably save money, even with occasional repair costs. In the long run, insurance premiums more than cover the likely repair expenses paid by the insurance company. If that weren't true, insurance companies would go broke instead of being profitable. So it's best to take the money you would've paid for insurance each month, and set it aside instead for any repairs that may someday be needed.
 

o4liberty

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Repairs are less expensive when you have insurance without they charged you more plus shipping. Insurance saves you more in the long run plus a piece of mind you are covered.

Sent from my SM-S916U using Tapatalk
 

arunma

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I got one year of Samsung Care+ using my pre-order money. Anyone know how simple/difficult is the process for getting my phone repaired, in the unlikely event that I damage it?
 

monsieurms

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My suggestion is to self-insure rather than buying insurance. You'll probably save money, even with occasional repair costs. In the long run, insurance premiums more than cover the likely repair expenses paid by the insurance company. If that weren't true, insurance companies would go broke instead of being profitable.

I have been doing that since like forever. I never buy insurance. I think I had one serious phone injury since circa 2000, for a palm 280 or a treo I forget, where I cracked the back after a drop on to concrete. Even then, it still worked fine.

Other than that, I always have cases and screen protectors, I'm also pretty careful and I've also been lucky, I guess. If one day I have to shell out and get a new phone or repair the one I have, so be it. I've certainly saved enough on the insurance for the last 20 plus years.
 

B. Diddy

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If you buy a lot of stuff at Best Buy, then their Totaltech membership is a good deal. $199/year includes every tech item you buy from Best Buy, so the more things you get, the more economical the coverage gets. I got my 7 Pro, Pixel Watch, my wife's 7 using the same account, so coverage ends up being $5.53/month/device. Deductible is reasonable -- $79 for the phones, $49 for the watch. There are other benefits as well, like exclusive product discounts and free appliance installation/haulaway.
 

cohoman

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Thanks for that info. $99 for 2 years of coverage sounds like a good deal. I'll have to check it out.
I usually never get insurance for my phone and I've been lucky with not having cracked screens, but I think I'm about due for one. So, I got the Samsung Care+ for the half off price of $99 for 2-yr coverage. Considering a replacement screen for the S22 is $189 through my local repair shop, I was willing to spend the money for insurance coverage.
 

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