it's not a case issue, It's kind of an eyelid around the front camera, that crept down, partially covering it. I think it's a gradual problem, because I didn't notice it at first, and going my old pics, it wasn't as bad.
but I'm pass the two weeks, but I went to verizon and they told me I have a 1yrs warranty, so i'll go through samsung, i'll probably wait a bit.
Actually it may be a case issue, if the case you are using is too tight/doesn't easily cover your phone, it may cause this problem. Samsung was quick to ask me if I was using a Samsung approved case with the phone when I told them about the crescent shape piece coming down infront of the front facing camera.
So if you were using a case at the time, what kind? Issues with fitment?
Also, I have gone through Verizon and received a replacement phone under warranty and will be returning the defective unit. So far so good (aside from speaker phone distortion again which seems to be a norm with the S5).