What is so compelling about Kit Kat?

With the notification by Visa and MC that they are implementing NFC payment protocols, wallet and isis etc. won't be necessary as long as your Bank impliments the Visa/MC protocalls into their mobile banking apps. The best part of this system is that none of the security data (passwords, PINs, etc.) needs to be on your phone. It all stays at the bank. Much more secure.
 
I would have been more excited if they were bringing along the changes to touch wiz like on their new tablets and the S5.

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